Question

. T-Mobile 4:24 PM 4 54% - Aa A) Q a tages and disadvantages of estab- lishing such an account? 6. Latesha Moore has a choice at work between a traditional health insur- ance plan that pays 80 percent of the cost of doctor visits after a $250 de- ductible and an HMO that charges a $10 co-payment per visit plus a $20 monthly premium deduction from her paycheck. Latesha anticipates see- ing a doctor once a month for her high blood pressure. The cost of each office visit is $50. She normally sees the doctor an average of three times a year for other health con- cerns. Comment on the difference in costs between the two health-care plans and the advantages and disad- vantages of each.

Answer 1

Anso Ginn information, The Cart d dottoi vists aftey$aco dduttible -Paymert pe vicit plus ao manthly premium. Co he cast dEach oljile visit is $50 Nous we u anay on lost peispethve, the aktemafive with kury tost should be sdetted 0lal nunbe dr doctor visit = ja manthly visit + 3 imes peia vist Cost soxtoto no. docto visit - 150 Now tost can 2r0 (301. dolo viitg chges) 2504(201.xaso =qu00

under HMo Prenium = 9ox1amonthy = 4240 ox 1s Total = auo 4150 $290 she shauld opt -fa-thy optisnthere hs a in HMO mo over, the bene HMo ould be the Mon-thly in Smal snotalimens, rather than a big autflos dr haditional plan. avc as inhe Case