Question

5. (16 points) Bank regulation 5.a (4 points) Briefly describe the main reasons why banks (depository institutions) are more regulated than other types of financial intermediaries. 5.b (4 points) Breifly discuss how a bank that is facing long-run earnings problems is most likely increase its capital-to-asset ratio (C/A) to meet its capital requirement. You must illustrate your answer using a transactions account (a T-account) to receive full credit.

Answer 1

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