Question

Roy, an accountant, injures Sally. She files a claim to recover for the injury under Roy’s homeowners’ insurance policy. Liability coverage under a homeowners’ policy normally applies to liability that arises from

	a.	​business or professional activities.
	b.	​the operation of a motor vehicle.
	c.	​intentional misconduct.
	d.	​none of the choices.

Answer 1

The correct answer is Option D: i.e none of the choices.

Liability coverage under a homeowners’ policy normally does not apply to liability that arises from business or professional activities, ​the operation of a motor vehicle and intentional misconduct.