All of the following are types of prepayment penalties EXCEPT.
c.Default differential.
Defeasance and Yield maintenance are prepayment penalties.
Default differential is related to defaulting in payments of instalments on a loan and is not a prepayment penalty.
Prepayment penalty is charged to compensate the lender for loss of interest revenue, cost of finding a new borrower etc.
All of the following are types of prepayment penalties EXCEPT. Defeasance Yield maintenance Default differential All...
All of the following government programs are types of income maintenance programs except: A.social assistance. B.unemployment insurance. C.the child tax credit. D.negative income tax schemes. All of the following describe a demogrant except: A.an income grant to a specific demographic group B.the simplest income maintenance program C. A grant whose amount varies with the number of hours worked. D. a lump-sum transfer If a social benefit is universal, then which of the following is true? A.It can be received by...
Which statement is true about permanent loans for income producing properties? They often have prepayment penalties They usually include some amortization of the principal amount during the loan term They require a debt service coverage ratio higher than 1:1 relative to the net operating income All of the above Why does a construction loan have more risk to the lender than a permanent loan? The property is not generating cash flows to service the debt Uncertainty about what the demand...
1. Credit default swaps contributed to the crisis in all the following reasons except: a. Financial institutions relied heavily on credit default swaps to protect themselves from default risk. b. Credit defaults swaps relaxed the lending standards of banks. c. Banks used credit default swaps because they were eager to sell them to unwitting consumers. d. All of the above are true. 2. You are the buyer of a call option which expires today. The call premium is $0.75 and...
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10. QuickBooks can handle which of the following types of payment scenarios: a. Prepayment of a product or service b. Down payment towards a product or service c. Overpayments from a customer d. Partial payments from a customer e. All of the above 11. Why would you uncheck the 'Bill Received' checkbox when entering a bill on the 'Enter Bills' Screen? a. To keep inventory up to date when you have received items but have not received the...
Types of exchange rate risk include all of the following, except:
10. QuickBooks can handle which of the following types of payment scenarios: a. Prepayment of a product or service b. Down payment towards a product or service c. Overpayments from a customer d. Partial payments from a customer e. All of the above 11. Why would you uncheck the ‘Bill Received’ checkbox when entering a bill on the ‘Enter Bills’ Screen? a. To keep inventory up to date when you have received items but have not received the corresponding bill...
roblem #17 of 24 All of the following are types of adjustments except a. accrued revenues. ob. cash expenses. c. accrued expenses. od. prepaid expenses. noun
Private health insurance coverage includes the following types: A. Preferred Provider Plans B. Health Maintenance Organizations C. Indemnity Plans D. All of the above
All of the following are types of taxable income except Select one o a. rental income. o b. life insurance benefits. c. government benefits d. the use of a company car.
Which of the following is NOT a way to measure default risk? A. Credit ratings B. Discriminant Analysis C. Examining yield spreads D. Technical Analysis E. All of the above ARE ways to measure default risk.