Question

Using Smart Phones in public spaces Smart Phones are simply small computers that can initiate phone calls as well as connect to the internet. Users can use them to pay bills electronically after passing account names and passwords to a financial site/service. However, when used in public spaces, restaurants, or hot spots, hackers can monitor ALL information “in the clear” and therefore capture your logon account and password. What recommendations do you have regarding if/when/how to pay bills electronically?

Answer 1

Answer: Smart phones has provided better facilities and reduced workload. Now one can easily pay bill, communicate etc with the smart phones. There are always risk of data misuse, hacking etc. So to reduce this risk, it can be prevented by

• Setting password
• Data encryption
• Avoid access in public areas.
• Use secure web
• Avoid free wifi provided in restaurants etc.