A member in an indemnity BCBS plan has a deductible of $500, with a coinsurance rate...

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A member in an indemnity BCBS plan has a deductible of $500, with a coinsurance rate...

A member in an indemnity BCBS plan has a deductible of $500, with a coinsurance rate of 90 percent after the deductible has been met, up to an annual maximum out-of-pocket amount of $2,000. Calculate the total amount the patient owes if his/her charges for the year total $2,400.

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Answer 1

Answer #1

$2,400 $2,000 $400 $500 His/Her charges for the year Annual maximum out-of-pocket amount Member in an indemnity BCBS plans deductible Difference Add: Additional charges owed by the patient under the plan Total amount the patient owes if his/her charges for the year 100 I$500- $400] $70 $170

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Answer 2

Answer #2

A member in an indemnity BCBS plan has a family deductible of $500, with a coinsurance rate of 70-30 after the deductible has been met, up to an annual maximum out-of-pocket amount of $2,000. Calculate the total amount the patient owes for charges of the year that total $3,200.

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Answer 3

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