Question

Describe the populations who are under-insured, or uninsured in the United States?

Answer 1

Ans) Three-quarters of the uninsured are adults (ages 18–64 years), while one-quarter of the uninsured are children. Compared with other age groups, young adults are the most likely to go without coverage.

- In 2016, there were about 27.3 million people (8.6 percent of the population) who lacked health insurance coverage according to the latest American Community Survey data.

- In bivariate analyses, a highly correlated set of socioeconomic factors exerts a key influence on the probability that a person will be uninsured.

- These factors include work status, family income, educational attainment, selected characteristics of a primary wage-earner's employer, and the age of a family's primary wage earner.

- Marital status and the presence of children each affect the potential opportunities for family members to obtain coverage.

- Coverage disparities for immigrants, for members of racial and ethnic minority groups, and to a lesser extent, for adult women, all reflect the importance of socioeconomic status, as well as the supporting roles played by public policies at the federal, state, and local levels. In addition, uninsured rates vary regionally and across the states.

- The presence of comparable uninsured rates between urban and rural areas can mask important differences in sources of coverage for rural and urban residents.

- In addition, a lower-income urban resident's chances of obtaining coverage decline if he or she lives in a city with a higher-than-average uninsured rate rather than in a city with a lower-than-average uninsured rate.

- Socioeconomic, demographic, and geographic characteristics all have significant independent effects on the likelihood that one person will be uninsured compared to another.

- Differences in income, occupation, employment sector and firm size, education, health status, age, gender, race and ethnicity, citizenship status and length of residency, and geography account for much of the variability among people in their likelihood of being uninsured.

- Disparities in coverage rates persist among population groups, and not all of these differences can be accounted for by the commonly measured factors that most directly affect the chances of having health insurance.