Question

1. You refuse to get in the car with Catherine as she texts constantly and has already received two tickets for texting while driving. She also received a criminal conviction for Driving Under the Influence (DUI). She thinks she is unlucky at the wheel when in fact she is a careless and thoughtless driver. Her current car insurer has refused to renew her car insurance and other car insurance companies have turned her down. Since she is now faced with the inability to qualify for a standard policy due to the label of being a high-risk driver, she must now turn to what’s called the auto insurer of last resort: _____________________________________.

1. Criminal Code Insurance
2. Insurance Endorsements
3. Comprehensive Coverage
4. Facility Association
5. Third-Party Liability Coverage

Answer 1

Since she is now faced with the inability to qualify for a standard policy due to the label of being a high-risk driver, she must now turn to what’s called the auto insurer of last resort: Facility Association