Question

1. Does travel insurance cover medical expenses? provide example?

2.Do auto insurance cover medical exspenses?

provide example?

Answer 1

1) A typical travel insurance policy will cover main concerns of a traveler which includes a trip cancellation, travel delays, medical emergencies, boarding and lost luggage to protect traveler from various events that may cause physical and financial loss for traveler before or during the trip.

Emergency medical services and medical evacuation expenses includes providing ambulance services, treatment charges, physician's appointments and other hospital services. If a traveler get sick or injured while traveling to abroad, the emergency medical services of an insurance policy will cover all the expense of the treatment and also transportation to the hospital or to home town will included in the medical evacuation services of the insurance policy.

They also provided choice of pay for travel to the hospital it may preferred by traveler. For, example Allianz global assistance is one of the best insurance provider. They're including all medical services, this company serves as outsource provider for in- bound call centre services and claims administration of health insurances.

2) Different types of injuries are covered in different ways of an insurance policy. If, the auto insurance policy will cover all the medical expenses, is depends on various factors such as the state we live, the amount of auto insurance policy will pay and when it will pay. The auto insurance policy depending on two conditions or States which are fault and no- fault conditions. This includes

• A person's own injuries, if the person involved in a car accident like someone else hits you or you hit someone else.
• Any injuries that the person gets into a car regardless of whose fault, are covered under medical payments.
• If someone is responsible for your injuries, you can claim on their insurance
• Under the liability in all cases in medical bills paid by auto insurance have a limit payment options or other medical insurance taken by the person will pay all the payments.