Since insurance contracts are generally standard forms with many detailed provisions drawn up by the insurer,...
Since insurance contracts are generally standard forms with many detailed provisions drawn up by the insurer, they are considered to be:
A. contracts of adhesion.
B. unenforceable if the insured cannot negotiate terms.
C. insurable interests.
D. contrary to the indemnity principle.
Homework Answers
A. Contracts of adhesion
A standard form contract (sometimes referred to as a contract of adhesion, a leonine contract, a take-it-or-leave-it contract, or a boilerplate contract) is a contract between two parties, where the terms and conditions of the contract are set by one of the parties, and the other party has little or no ability to negotiate.
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