Question

What is the total revenue, total costs of revenue and net income for each year for BankUnited? How have these numbers changed over the three years and what could be some reasons why these numbers have changed the way they have? In addition, what is the beta ratio?

Answer 1

Total revenue , total cost of revenue and Net income of BankUnited is as follows:

2019 2018 2017

Total revenue $1,429,074    $1,581,166 $1,362,365

Total cost of $385,180 $2,84,563 $1,73,933

Revenue

Net Income $3,13,098 $3,24,866 $6,14,273

We can see from the above given schedule that the Net iscome has reduced substantially if we compare tye income of 2017 with 2018, further the income has decreased from 2018 to 2019. The possible reasons of sunh a decrease are as follows;

1. Poor Management: Management of BankUnited might not be performing well and thus leading to declining results at the year end.

2. Increase in Competition: Increase in market competition could also be a reason behind the decrease in net income.

3. Increase in cost of revenue: We can also see the schedule above and notice that cost of revenue year by year. It was the least in 2017 while it is highest in 2019.

Beta Ratio is explained as:

Beta ratio indicates the efficiency in which a given filter element removes a particles of a given element removes paricles of a given size.

Beta ratio provides an industry standard to allow us to make intelligent choices in the care for our hydraulic systems.

Beta ratio is calculated as follows:

B = Nu / Nd

Where B is the beta ration

Nu is the number of particles larger than x mm per unit of volume upstream

Nd is the number of particles larger than x mm per unit of volume downstream.