Question

What is one difference between Medicare FFS and Medicare Advantage?

A. Medicare FFS is ran by private insurance companies

B. Medicare advantage may include a supplemental prescription drug plan

C. Medicare FFS includes extra benefits such as expanded vision and dental

D. Medicare Advantage always includes a drug plan

Answer 1

D. Medicare Advantage always includes a drug plan

Medicare Advantage is ran by private insurance. Hence option A is eliminated. Medicare advantage plan is different from that of Medicare Supplement plan hence Medicare advantage may not include a supplemental prescription drug plan. So option B is ruled out. It is the Medicare Advantage and not FFS that includes the extra benefits hence Option C is also ruled out. Most of the Medicare Advantage plan includes the drug coverage plan as well under Part C (MA-PD). Therefore, option D is correct.