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Which of the following statements regarding both individual credit life insurance and group credit life insurance...
All of the following statements regarding insurance policies are correct EXCEPT: A) Adverse selection is the...
All of the following statements regarding insurance policies are correct EXCEPT: A) Adverse selection is the tendency of those that most need insurance to purchase insurance policies while those with the least perceived risk are less likely to pay the necessary premiums for insurance. B) An endorsement is a modification or change to a life or health insurance policy. C) Co-payments are loss-sharing arrangements whereby the insured pays a flat dollar amount or percentage of the loss in excess of...
Which of the following is correct regarding the recording of long-term debt in an enterprise fund?...
Which of the following is correct regarding the recording of long-term debt in an enterprise fund? Multiple Choice Bonds would be reported in both enterprise fund fund-basis statements and in the government-wide statements. When revenue bonds are sold at par, Cash is debited and Bonds Payable is credited. Neither of the choice is correct. ( Both of the choices are correct
Which of the following statements about an insurable interest in life insurance is (are) true? I....
Which of the following statements about an insurable interest in life insurance is (are) true? I. It is required of any person named as beneficiary. II. It must exist at the time the life insurance is purchased. OI only Oll only both I and II neither I nor 11 Which of the following statements about an insurable interest in life insurance is (are) true? 1. It is required of any person named as beneficiary. II. It must exist at the...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is correct? a. In arriving at AGI, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. b. In arriving at taxable income, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. c. If a taxpayer claims deductions for AGI, the standard deduction is not available. d. In arriving at taxable income, a taxpayer may claim...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is correct?...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is correct? a. In arriving at AGI, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. b. In arriving at taxable income, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. c. If a taxpayer claims deductions for AGI, the standard deduction is not available. d. In arriving at taxable income, a taxpayer may claim itemized...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is correct?...
1. Regarding the tax formula applicable to individual taxpayers, which of the following statements is correct? a. In arriving at AGI, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. b. In arriving at taxable income, a taxpayer may claim deductions for AGI or deductions from AGI, but not both. c. If a taxpayer claims deductions for AGI, the standard deduction is not available. d. In arriving at taxable income, a taxpayer may claim itemized...
Which of the following statements about life insurance policy loans is false?
Which of the following statements about life insurance policy loans is false?A) Loans are only permitted for specific reasons listed in the policy.B) Policy loans may be used to cover premiums using the automatic policy loan provision.C) The policyholder is required to pay interest on a life insurance policy loan.D) Any loan balance remaining at the time of the insured death is deducted from the life insurance proceeds paid to the beneficiary.
Which of the following is true for John if he purchases additional life insurance through his...
Which of the following is true for John if he purchases additional life insurance through his employer? a. Few exclusions are associated with these types of policies. b. Because most group term policies have a conversion feature, he can be assured that upon termination of employment he can continue his coverage. c. He can tailor the coverage to his own needs. d. All of the above are true.
Which of the following statements are not true regarding credit cards? A They can be issued...
Which of the following statements are not true regarding credit cards? A They can be issued through a third party. B Cardholders are usually not driven to return to the store. C Cardholders may be eligible for special discounts. D Cardholders may be eligible for special store events. E They can be issued directly by a merchant.
Which of the following institutions are unlikely to offer life insurance policies? A. Financial institutions providing...
Which of the following institutions are unlikely to offer life insurance policies? A. Financial institutions providing banking and brokerage services B. Subsidiaries of financial conglomerates C. Independent firms D. All of the above may offer life insurance policies E. None of the above
Which of the following is correct regarding the recording of long-term debt in an enterprise fund? Multiple Choice Bonds would be reported in both enterprise fund fund-basis statements and in the government-wide statements. When revenue bonds are sold at par, Cash is debited and Bonds Payable is credited. Neither of the choice is correct. ( Both of the choices are correct
Which of the following statements about an insurable interest in life insurance is (are) true? I. It is required of any person named as beneficiary. II. It must exist at the time the life insurance is purchased. OI only Oll only both I and II neither I nor 11 Which of the following statements about an insurable interest in life insurance is (are) true? 1. It is required of any person named as beneficiary. II. It must exist at the...
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