Miranda's Auto Sales sells previously-owned cars. Some sales are made on a cash basis, but most are sales based on an installment payment contract. The company provides a cash price and a "deferred payment price." However, they are the same price. Miranda's Auto Sales discloses the finance charge as zero and the annual percentage rate as zero. Is the company violating the Truth in Lending Act? Why?
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Miranda's Auto Sales sells previously-owned cars. Some sales are made on a cash basis, but most...
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