We need at least 10 more requests to produce the answer.
0 / 10 have requested this problem solution
The more requests, the faster the answer.
6. The following is the balance sheet of a DI (in millions): Assets Cash Loans Premises...
A DI has assets of $12 million consisting of $5 million in cash and $7 million in loans. It has core deposits of $6 million. It also has $3 million in subordinated debt and $3 million in equity. Increases in interest rates are expected to result in a net drain of $1 million in core deposits over the year. a-1. The average cost of deposits is 3 percent and the average yield on loans is 6 percent. The DI decides...
8. The following balance sheet accounts (in millions of dollars) have been taken from the annual report for a U.S. bank. Arrange the accounts in balance sheet order and determine the value of total assets. Based on the balance sheet st ruc- ure, would you classify this bank as a community bank, regional bank, or money center bank? Premises Savings deposits Cash NOW accounts Long-term debt Other assets Other time deposits $1,078 3,292 2,660 12,816 1,191 1,633 2,333 Net loans...
You know the following information about the Miller State Bank: Gross loans $300 Miscellaneous assets 50 Deposits 390 Total equity 50 Common stock par 5 Non-deposit borrowings 60 Investment securities 150 Net premises 40 Surplus 5 Allowance for loan losses 50 total assets 500 gross premises 70 Given this information, what is the vaule of this firms net loans? a)250 b)350 c)500 d)50 e)150
18. WallsFarther Bank has the following balance sheet (in millions of dollars). Liabilities and Equity Assets $ 12 Stable retail deposits $ 55 Cash 19 Less stable retail deposits Deposits at the Fed 20 Treasury securities 125 Unsecured wholesale funding from: Stable small business deposits GNMA securities 94 80 Loans to AA rated corporations Less stable small business deposits 138 49 Nonfinancial corporates Loans to BB rated corporations 106 250 20 Equity Premises 60 Total $514 Total $514 Cash inflows...
6. Jackson National Bank has the following balance sheet: (10 pts.) Assets Reserves Loans $50 million $450 million Liabilities Deposits Bank Capital $400 million $100 million If the bank suffers a deposit outflow of $50 million with a required reserve ratio of 10 percent, show and explain the effects on the T-Account and discuss the possible options that the bank president/manager can use if necessary to remain compliant
Following data pertains to Castle State Bank. Balance Sheet: Cash 95.499, Securities 593.776, Net loans 1191.255, Net premises 297.786; Deposits 1109.808, Non-deposit borrowings 800.142, Common stock $10.452, Surplus $127.946; Income Statement: Interest Income 398.068, Interest expense 192.289, Noninterest income 51.404, Noninterest expense 95.709, Provision for loan losses 57.858, Securities gains (losses if negative) 11.275, Taxes 48.8. What is Castle State Bank's ROA? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided...
Following data pertains to Castle State Bank. Balance Sheet: Cash 104.771, Securities 618.924, Net loans 1184.038, Net premises 290.693; Deposits 1101.113, Non-deposit borrowings 789.054, Common stock $10.176, Surplus $129.247; Income Statement: Interest Income 390.412, Interest expense 203.421, Noninterest income 49.19, Noninterest expense 101.855, Provision for loan losses 62.749, Securities gains (losses if negative) -7.796, Taxes 47.375. What is Castle State Bank's expense control efficiency ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it...
Following data pertains to Castle State Bank. Balance Sheet: Cash 97.247, Securities 585.918, Net loans 1194.246, Net premises 308.07; Deposits 1097.072, Non-deposit borrowings 804.376, Common stock $11.502, Surplus $129.636; Income Statement: Interest Income 400.45, Interest expense 200.108, Noninterest income 51.568, Noninterest expense 97.321, Provision for loan losses 58.203, Securities gains (losses if negative) -8.068, Taxes 47.096. What is Castle State Bank's expense control efficiency ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it...
The following entries (in millions of dollars) are from the balance sheet of Rivendell National Bank (RNB) $34 U.S. Treasury bills Demand deposits Mortgage backed securities Loans from other banks C&I loans Discount loans NOW accounts Savings accounts Reserve deposits with Federal Reserve Cash items in the process of collection Municipal bonds Bank building If RNB's assets have an average duration of three years and its liabilities have an average duration of two years, what is RNB's duration gap? Duration...
A commercial bank’s T-account in 2018 is shown as below Assets Loans: $800 Securities: $100 Reserves: $60 Liabilities plus equity Deposits: $900 Borrowing: $0 Equity: ? The bank pays 10% for the bank deposit to the depositors; the average interest rate on the loans is 15%; the returns to its securities is 10%; and the interest rate earned from the reserves is 4% . 1. Calculate the value of equity, the value of capital ratio and the leverage ratio? 2....