18. All of the following would be covered under an employment practices liability insurance policy EXCEPT...
18. All of the following would be covered under
an
employment practices liability insurance policy
EXCEPT
A. injury on the job
B. sexual harassment
C. age discrimination
D. wrongful discharge
19. The garage coverage form is designed
specifically for all of the following EXCEPT
A. auto dealers
B. school bus lots
C. truck dealers
D. repair shop on the dealer’s lot
20. Which one of the following terms can be
defined as a policy provision that omits certain
risks from coverage?
A. Conditions
B. Exclusions
C. Insuring agreement
D. Declaration
21. Which of the following is NOT a factor used
to determine if an injury happened during the
course of employment?
A. Time
B. Place
C. Circumstance
D. Pay grade
22. All of the following would be covered under
comprehensive coverage in the personal auto
policy EXCEPT?
A. Collision with another object
B. Contact with a bird or animal
C. Vandalism
D. Loss caused by a falling object
23. A gossip magazine prints untrue and financially
damaging information about a movie star.
When the star brings suit, which part of the
magazine’s liability policy will provide coverage?
A. Bodily injury
B. Premises liability
C. Insured contracts
D. Personal injury
what are the answers for these questions ?
Homework Answers
[As per Chegg policy and guideline, the first-4 MCQs answered below]
18.
Answer: A
Injury on the job is not covered under employment practices policy.
This policy is a safeguard against wrongful acts like, sexual harassment, discrimination, and wrongful discharge. Injury on the job is not a wrongful act; therefore, it should not come under this policy.
19.
Answer: D
Auto dealers are covered under garage liability, like auto dealers, school bus lots (treating as auto dealers, and truck dealers.
Repair shop should not fall under this category, it should be covered separately through CGL program.
20.
Answer: B
The list of omissions of certain coverage is included in “exclusion”. This should be a provision under the policy.
21.
Answer: D
This is an accident, which may happen at any pay-grade. Therefore, this should not be considered a factor under the situation.
Time, place, and circumstance, are important factor for evaluating the injury at employment.
Add Answer to:
18. All of the following would be covered under
an
employment practices liability insurance policy
EXCEPT...
Professional liability insurance policies would include each of the following except: Select one: a. Hospital liability...
Professional liability insurance policies would include each of the following except: Select one: a. Hospital liability policy b. Druggists’ liability policy c. Lumberjack cutoff policy d. Errors and omissions insurance
omprehensive coverage under the Personal Auto Policy pays for damage to the insured auto caused by...
omprehensive coverage under the Personal Auto Policy pays for damage to the insured auto caused by all of the following except: a. hail. b. collision with a bird or animal. c. nuclear accident d. Falling tree branch from the neighbor's property
Which of the following is not one of the main types of coverage provided under the...
Which of the following is not one of the main types of coverage provided under the personal auto policy? A. Liability coverage for injuries caused by the negligence of the insured driver B. Coverage for physical damage to the personal property of the negligent driver C. Coverage for losses caused to the insured by a driver without liability insurance D. Coverage for theft of the insured vehicle
Which of the following statements is true with respect to a pure no-fault auto insurance plan?...
Which of the following statements is true with respect to a pure no-fault auto insurance plan? A) Under such a plan, you would collect from your own insurer and retain the right to sue the other party if your injuries surpass a dollar or verbal threshold. B) Most no-fault plans that have been adopted by states are pure no-fault plans. C) Under such a plan, you would collect from your own insurer and retain the right to sue the other...
91. What is the primary value of insurance to business enterprise? It removes all tort and...
91. What is the primary value of insurance to business enterprise? It removes all tort and contract liability risk. It provides a means to shift risk away from the business to an insurer. It shields directors and officers from personal liability. d. It imposes a duty of utmost good faith on the business enterprise. 92. Under which level of government jurisdiction do insurance policies fall? a. provincial jurisdiction b. federal jurisdiction c. executive jurisdiction d. municipal jurisdiction...
Question 11 According to Alberta Employment Standards, all of the following are true in respect of...
Question 11 According to Alberta Employment Standards, all of the following are true in respect of overtime except one. Identify the EXCEPTION Not yet answered Marked out of 1.00 Select one: a. An overtime agreement allows overtime hours to be banked and later taken off with pay. Time off with pay, is banked at a rate of 1.5 hours for every overtime hour worked. b. Some employers and employees agree to replace overtime pay with time off with pay. c....
11. For Medicare to cover the cost of care in the home, certain conditions must be met. These conditions include all of the following EXCEPT: (Search Chapter 3) a. The care must be certified as medi...
11. For Medicare to cover the cost of care in the home, certain conditions must be met. These conditions include all of the following EXCEPT: (Search Chapter 3) a. The care must be certified as medically necessary. b. The care must be provided by a Medicare-certified home health agency. c. The patient must be homebound. d. The level of needed care must be custodial. 12. Which Medigap policy plan provides coverage for long-term custodial care? (Search Chapter 3) a. Plan...
A homeowners' policy will typically pay up to $500 per plant that is damaged by a...
A homeowners' policy will typically pay up to $500 per plant that is damaged by a covered peril. This is an example of: an aggregate dollar limit an open perils dollar limit C. a specific dollar limit a mixed dollar limit none of the above e. You purchase an annuity for which you will make one payment of $15,000 on your 50 birthday. The annuity will start paying you $400 a month on your 67" birthday until you die. What...
Question 1: Alan has a PAP with the following coverages: · Liability coverages: $100,000/$300,000/$50,000 · Medical...
Question 1: Alan has a PAP with the following coverages: · Liability coverages: $100,000/$300,000/$50,000 · Medical payments coverage: $5,000 each person · Uninsured motorists coverage: $25,000 each person · Collision loss: $250 deductible · Other-than-collision loss: $100 deductible With respect to each of the following situations, indicate whether the loss is covered and the amount payable, if any, under the policy. Assume that each situation is a separate event. a. Alan’s son, age 16, is driving a family car, runs...
Gleim 6 Deductions from AGI [1] Which one of the following expenses does not qualify as...
Gleim 6 Deductions from AGI [1] Which one of the following expenses does not qualify as a deductible medical expense? A. Cost of long-term care for a developmentally disabled person in a relative’s home. B. Special school for a deaf child to learn lip reading. C. Cost of elevator installed for individual who had heart bypass surgery (in excess of increase in value of individual’s home). D. Cost and care of guide dogs used by a blind person in his...
Which of the following statements is true with respect to a pure no-fault auto insurance plan? A) Under such a plan, you would collect from your own insurer and retain the right to sue the other party if your injuries surpass a dollar or verbal threshold. B) Most no-fault plans that have been adopted by states are pure no-fault plans. C) Under such a plan, you would collect from your own insurer and retain the right to sue the other...
Question 11 According to Alberta Employment Standards, all of the following are true in respect of overtime except one. Identify the EXCEPTION Not yet answered Marked out of 1.00 Select one: a. An overtime agreement allows overtime hours to be banked and later taken off with pay. Time off with pay, is banked at a rate of 1.5 hours for every overtime hour worked. b. Some employers and employees agree to replace overtime pay with time off with pay. c....
A homeowners' policy will typically pay up to $500 per plant that is damaged by a covered peril. This is an example of: an aggregate dollar limit an open perils dollar limit C. a specific dollar limit a mixed dollar limit none of the above e. You purchase an annuity for which you will make one payment of $15,000 on your 50 birthday. The annuity will start paying you $400 a month on your 67" birthday until you die. What...
Most questions answered within 3 hours.
-
bond X and bond Y. Bond X has a face value of $1,000 and 10
years...
asked 1 minute from now -
**IN C++**
In this exercise, you will complete the "Glass" class. A glass
has the following...
asked 29 seconds ago -
In
a period of rising prices, which cost flow assumption would produce
the highest net income?...
asked 14 minutes ago -
Question 1 It has been estimated that 1.0 g of seawater contains
4.0 pg of Au....
asked 19 minutes ago -
Sal Sur owned a tract of farmland which he sold to Quick Buyer
with a quitclaim...
asked 32 minutes ago -
Slea Force Management Case Study
Fondren Publishing, Inc., based in Paris, France, is one of the...
asked 31 minutes ago -
A quantity of 2.0*10^2 ml of. 0.502 M HCL is mixed with
2.00*10^2 ml of 0.251...
asked 51 minutes ago -
Need 3 slides for a PowerPoint presentation on the subject of a
VRIO for a coffee...
asked 54 minutes ago -
Take 2 (or is it 3) on this question. Box a (ma = 2kg) is on...
asked 56 minutes ago -
Suppose you are the manufacturing engineer in a cell to produce
flywheels for an automotive application....
asked 55 minutes ago -
In
general, why is it important to regulate genes?
Provide a minimum of five relevant sentences.
asked 1 hour ago -
Pregnancy weight gain ~ It is protocol for
doctors to record patient’s weight gain during pregnancy...
asked 1 hour ago