Question

In 5 states 20% or more of drivers have no insurance, this is equal to one in eight drivers that are driving around uninsured. The accident rate would be higher if states did not require drivers to carry liability insurance. According to an article I read in insurance journal, the drivers that do not have liability insurance are putting drivers at great risk in the event of an auto accident. This study was directed by the Insurance Research Council and co-sponsored by The Hanover Insurance Group. If an uninsured driver is at fault in an accident, the insured driver or their insurance company is left to pay for the physical damage and health costs.

49 states require car insurance; however, some drivers choose to drive regardless without coverage. Florida, Tennessee, Michigan, New Mexico, and Mississippi are the top states that have uninsured motorists. The rate of uninsured motorists overall is increasing nationwide which is very alarming. When driver don’t care to get liability insurance, they are not worried about getting into an accident because their policy will not go up and like the article stated the person who is insured will be taking the hit with the financial burden.

Please respond in 100-150 words

Answer 1