Question

Find the case of Blue Seal Paving Stone Inc. v. Western Union Insurance Canada Inc., delivered in August, 2000 by the Alberta Provincial Court (search the CanLll site).  

Which one of the following statements regarding this case is FALSE?

Select one:

a. The driver of the vehicle, Francois Girard, was the registered owner of the vehicle at the time of the accident, but the vehicle was insured by the Plaintiff Blue Seal, a company in which his wife was the principal shareholder. Francois Gerard leased this vehicle to the Plaintiff.

b. The court found that the Plaintiff Blue Seal did not have an insurable interest in the vehicle, and that the Defendant Western Union had the right to deny coverage on the basis of a material misrepresentation made by the Plaintiff Blue Seal.

c. The court found that only part of the insurance policy should be considered void ab initio. Therefore, the Defendant Western Union should not have returned the entire premium to the Plaintiff Blue Seal, but only the portion of the premium that related to the vehicle involved in the accident.

d. The main issue was whether or not the Plaintiff Blue Seal had an insurable interest in the motor vehicle in question.

Answer 1

Your answer :c