Question

Write a paper regarding the key elements of the different insurances described this unit in Chapters 15-17.

Medicaid

Tricare

Workers' Compensation

Answer 1

Medicaid is a joint and state run insurance program managed by States.It covers insurance for low income and resource group, low income adults and their children, certain disability. The state pays the monthly capitalised rate per MCO.The HIPP program have a facility for the people to avail private health insurance.According to EPSDT it is mandatory for children covering preventive and primary services. The SSI beneficiary are also eligible for Medicaid.The patient protection has extended eligibility to Affordable care act.

Tricare is an insurance program for yhe military personnel managed by Defence Health Agency. It can be used by active duty person, retiree 60 and above.They pay annual deductible and coinsurance. Sometimes they have to pay out of pocket expense.There are different types like

• Tricare Extra
• Tricare Prime
• Tricare Reserve Select
• Tricare Reserved Retired
• Tricare for life
• Tricare Young Adult
• Tricare supplement

Workers' compensation are provided by the employer to the employee during any accidental injury or harm to the employee.The employer have the right to sue for Tort of negligence in the employer. The employer are responsible for medical expense of them,pay compensation, if there is a dependent person then the employer is responsible for the expenses of them.