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Maria has basic health insurance, including prescription drug coverage, with a plan year that starts on July 1, but she...

Maria has basic health insurance, including prescription drug coverage, with a plan year that starts on July 1, but she has no vision or dental coverage. Her coverage includes a $2,500 deductible, 75:25 coinsurance, and a stop-loss point of $10,000.

Maria has been undergoing treatment for premature wrinkles. By the end of May, she's reached her stop-loss point for covered medical care. Her wrinkle treatment for the month of June will cost $1,000. How much will Maria have to pay out of pocket for this elective procedure?

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Answer #1

Ms. Maria has to pay 1000 dollars as the anti wrinkle treatment is an elective procedure chosen by her.

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