Question

13. Which one of the following is TRUE about Social Security disability income? a. To qualify, the least strict definition of disability must be met. b. There is no elimination period. c. Benefits depend on previous earnings history. d. You can collect even if you haven't worked in the last 10 years. 14. Which one of the following is the least strict definition of disability? Own occupation Any occupation for which reasonably suited The Social Security definition Confined to your home definition Not able to drive d. 15. Which one of the following will pay for your long-term care in a nursing home if you qualify? Medicaid Medicare Social security d. Your health insurance 16. Limp Williams has a $1000 aggregate deductible on his health insurance policy and has claims in the following order during the policy year. Assume there is no coinsurance or copays. $200, $600, $800, $200, and $1100. What is total amount his insurer will pay for his claims? a. $2,900 b. $1,000 $1,900 $2,100 None of the above. d2 10 e.

Answer 1

The correct answer is C because the income you receive each month is based on your average lifetime earnings before you became disabled.

Social security disability income is the income which is provided by the US Government through social security administration to people who have notable disability and because of which are not employed or physically restricted to work.

Option A is incorrect because the definition of disability must be met which is very important as well as strict. It is based on 3 questions i.e. 1) Are you working? 2) Is your condition severe? 3) Is your condition found in the list of disability conditions?

This is very strictly followed.

Option B is incorrect, elimination period or waiting period is the time after you become disable and before benefits starts. generally is 90 days, but it can be changed as per the policy. Premium is decided on the elimination period as well.

option D is wrong because to qualify for this you should have 40 credits by working in social security jobs and 20 of which should be earned in last 10 years.