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How does the existing U.S. legal system, as well as the need for professional liability insurance...

How does the existing U.S. legal system, as well as the need for professional liability insurance coverage, impact patient care, physician behavior, and healthcare costs?

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Answer #1

US health care is one of the most costliest services standing at 37th place worldwide.It has a great impact on everyone. Some of the main reason and impacts area as following

Patient care:

  • When there is a regular health care provider there are high chances of increase in test number.
  • Socioeconomic status of adults affect the health care received
  • Patient with low income groups usually don't have most of the insurance coverage.

Physician impact:

  • The new method introduced creates a increase in income incentive for physician
  • Competitive prices done by physician
  • They differentiate cost when the patients are with or without insurance coverage
  • Physician started to follow plans' to increase their income

Cost impact:

  • Sky rocketing expenses
  • Patient cit down to take prescription medication due to cost
  • Patient avoid follow up care
  • Makes patient to borrow money and work hard to pay debt to meet the health care expenses met
  • Over prescription if antibiotics has a great impact
  • Expensive diseases like diabetes increase the cost of treatment
  • Fraudulence I'm insurance scheme.
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