Commercial real estate loans is a type of
a. public debt
b. private debt
c. public equity
d. private equity.
3. Thrift institutions include
a. Savings and loans associations.
b. credit unions
c. mutual savings banks
d. all the above.
Commercial Real estate loan is a " Private Debt"
Thrift Institutions include all of the three types mentioned.
Commercial real estate loans is a type of a. public debt b. private debt...
Just as depository institutions differ from non-depository institutions, there are also differences between the structure and activities of, and the financial products and services provided by, various depository institutions. Read the following statements and indicate which, if any, are true. Check all that apply. X Mutual savings banks and credit unions are similar in that both are owned by their depositors, who share in their profits. Not all savings banks are mutual savings banks. Some exhibit a mutual structure, while...
1. Which of the following is not an acceptable approach to valuing commercial real estate? (A) Sales Comparison (comparables) (B) Discounted Cash Flow (DCF) (C) Factor discounting rates (D) Replacement Cost, land + structure 2. An effective tax rate: (A) Takes into account the effects of depreciation (B) Measures the difference between the Before Tax IRR and After-Tax IRR (C) Can be less than the actual marginal tax rate (D) All of the above 3. Which of the following is...
The federal reserve conducts fiscal policy to manage inflation and maximize employment true, false How many federal reserve banks are there across the united states 12 The federal reserve has various tools to impact the economy, which one(s) are listed below Raising or lowering the prime lending rates Raising or lowering the discount rate Conducts open market operations Both A and C Both B and C The fed reserve chairman is chosen by the president and is responsible for carrying out...
Which of the following is FALSE about debt issuance? A) Private debts include bank loans and private placements. B) Corporate bond issuance is similar with equity issuance, which requires hiring underwriter(s). C) A company cannot issue corporate bonds unless it becomes public listed first. D) Bonds are typically issued with a face value of $1,000 per contract.
Which of the following sources of short-term debt is free? A. Bank loans B. Commercial paper C. Accruals D. Trade credit
Regulation Z of the Truth-in-Lending Law would apply to real estate loans for all except which of the following? A)Residential loan B)Commercial loan C)Personal loan D)Agricultural loan under $25,000 Please explain or source answer
Chelsea Menken, of Providence, Rhode Island, recently graduated with a degree in food science and now works for a major consumer foods company earning $70,000 per year with about $57,600 in take home pay. She rents an apartment for $1,200 per month. While in school, she accumulated about $38,000 in student loan debt on which she pays $385 per month. During her last fall semester in school, she had an internship in a dty about 100 miles from her campus....
Founded 25 years ago by CEO Steve Robertson, Robertson Real Estate (RRE) purchases commercial real estate (land and buildings), rents both to tenants. The company has shown consistent annual profits over the past 18 years, and shareholders have been pleased with the company's management. Before he started RRE, Steve was also the founder and CEO of a now bankrupt Ostrich farm. This previous bankruptcy has made him extremely reluctant to undertake any type of debt financing, and he has financed...
Among the liabilities of commercial banks are: a. deposits b. all of the above c. loans d. none of the above e. bank capital The Federal Open Market Committee (FOMC): b. determines the discount rate c. buys or sells security to change money or liquidity in the economy d. all of the above e. none of the above
1.The Fed purchases $100,000 of U.S. government securities from One Bank. Assuming the desired reserve ratio is 10 percent, banks loan all excess reserves, and the currency drain is 20 percent, how much does the quantity of money increase? A. $1,000,000 B. $10,000,000 C. $1,100,000 D. $900,000 E. $100,000 2.A bank maximizes its stockholders' wealth by ______. A. colluding with other banks to keep interest rates high colluding with other banks to keep interest rates high B. lending for long...