Question

QUESTION 1 contain costs while retaining the patient's choice of physician while following the fee-for-service type of payment. Health Maintenance Organizations (HMO) Preferred Provider Organizations (PPO) Point-of-Service Plans (POS) Health Savings Accounts (HCA)

Answer 1

Question 1

HMO has a team of providers in the net work which doesn't allow to select the provider of choice bybthe patient.It offers a low premium

PPO is a scheme where patient can select any provider as per their wish in the network . They don't want a referral from a primary care provider.Here the providers healthcare organization have a tie up with the insurance company to provide a low cost service to patients.It has two deductibles one to in net work provider and if service is rendered from out of network a separate chaff will be laid.It is less in co pay part.

POS is a combination of HMO and PPO where patient can select the physician of their choice .They have to pay high if opts for a out of network provider without a referral.

HSA is a high deductible plan to the population

Ans:Preferred provider organization