Question

1. Commercial General Liability covers injuries to Third Parties on the premises as the result of...

1. Commercial General Liability covers injuries to Third Parties on the premises as the result of negligence in connection with the medical aspects of its premises.

True

False

2. Automobile liability coverage protects against loss arising out of the ownership, maintenance, or use of automobiles and their equipment. It extends to vehicles “you own, hire or borrow, and those you do not own but may be responsible for, “such as the personal car of an employee used in a home health operation.

True

False

3. Hospitals need to purchase separate heliport liability coverage for their landing sites for life-flight operators or other emergency helicopter landings.

True

False

4. The purpose of D&O insurance is to protect directors, trustees and key executives in the event of personal liability litigation, or to insure the healthcare entity itself from its obligation to provide indemnity from such litigation.

True

False

5. Medical Professional Liability, Commercial General Liability and Automobile liability are three common “Third-party liability” coverages for healthcare providers.

True

False

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ANSWERS : The following are the answers for the above questions

1. The answer is false

2. The answer is false

3. The answer is true

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