Question

Is our reliance on employer-sponsored health insurance ideal for individuals? Providers? Employers? Society?  What are the benefits and drawbacks to having employers as the primary source of health insurance?

Answer 1

Am employer enjoying the be A emblerer enjoying the benfit of an emploper - sponsored health insu -nance can at times take it for granted and can actually ignoro. the terms and Conditions assocvated with it. This type of lover is not good for long un, purchaning an independent plan is a good option decause the health covered provided by employer is inadequake in case of emergencies and the needs of future, which are uncertains → However it is ideal for society as group insurance plans generally → provide concrage for presisting Conditions Policy as not dined inexfecture of the higher age / fanolial history Predefined a maiting period" is provided T 1 1

→ Benefit of out patient enfense conerage. Premiums are love as compare to individual insmance plans Benefits and drawbacks of having employers as the primary source of health insurance: Benefits | Drawbacks Lower premiums! | Employees may prefer for employee health indovodilal instance" plans, group health Some employees may secured by employers I policies more suited for their needs they are able to reduce may browde lower late the lost conerage for Young employees for ondovidade who need hers coverage anfloyee each month Lack of choices heis Scope for adue -se selection ! The employer get to make decision regardry Concrage is easier which oftions to Conce and doctor to see Individual has no choie nauce prensume find private health 4 affordable for employect