Question

Frank has a disability policy and was recently injured, causing him to permanently lose the sight in both of his eyes. Which of the following provisions might come into play causing Frank to receive disability benefits quicker than a normal disability claim? Own-Occupation policy. Presumptive total disability, Residual benefit provision Waiver of premium rider.

Answer 1

Ans:presumptive total disability

disability benefit/ compensation is available for those individuals who are sick or injured or who can't work due to illness.Frank has total blindness as he lost his both the eyes in injury.Presumptive disability starts payments more quickly.This is not based on financial need.