Answer: Typically provides continuing income protection for employees who become unable to work because they are disabled.
This is not related to work related accidents, it covers the personal accidents, so that workers income can be protected in case of accidents or personal incidents.
Long-term disability insurance: is a mandatory security benefit for non-governmental employers with over 50 employees. typically...
Continuing care retirement communities (CCRCs) offer multi-level long-term care, typically including independent living, assisted living, and skilled nursing care, all on one campus or site. True or false?
Please answer the following question: Pharoah Limited provides a long-term disability program for its employees through an insurance company. For an annual premium of $16,200, the insurance company is responsible for providing salary continuation to disabled employees on a long-term basis after a three-month waiting period. During the waiting period, Pharoah continues to pay the employee at full salary. The employees contribute to the cost of this plan through regular payroll deductions that amount to $5,000 for the year. In...
Based on, “75 Must Know Statistics about Long-Term Care,” Please discuss four conclusions you can come to for the problems that the long term care industry will face in the coming decade. You must include statistics from the article. 75 Must-Know Statistics About Long-Term Care Christine Benz 31 Aug 2017 In my years of speaking to groups of retirees and pre-retirees, I've learned that there are a handful of topics that will send an event completely out of my control....
Type of care provided Care in this capacity can range from a short-term to long-term based upon the changing needs of the patient. Patient age can range from pediatric to elderly. Care can be provided in the patient’s private home, group home, or assisted living setting. Medical homes fall into this category and are a new focus of Accountable Care Organizations through the Affordable Care Act of 2010. Scenario In home care, a patient is visited at home by a...
11. For Medicare to cover the cost of care in the home, certain conditions must be met. These conditions include all of the following EXCEPT: (Search Chapter 3) a. The care must be certified as medically necessary. b. The care must be provided by a Medicare-certified home health agency. c. The patient must be homebound. d. The level of needed care must be custodial. 12. Which Medigap policy plan provides coverage for long-term custodial care? (Search Chapter 3) a. Plan...
1. Which of the following was the most significant reason triggering regulations to license nursing home administrators? a. Demands from the nursing home industry b. Public outcries over the shortage of nursing homes C. Low salaries of nursing home administrators d. Systemic substandard care in nursing home 2. Under Medicaid (Medi-Cal in California), most community-based long-term care services are provided through a. Home & Community-Based Services 1915(c) Waiver B: Old Age Assistance C. Social Security Block Grants D. Hil-Burton Act...
5. Many long-term care policies provide benefits for occasional full-time care so that family members who are providing home care can take a needed break. Such a benefit is referred to as A. respite care B. care coordination C. adult day care D. intermediate care 8. Both Mary and her friend have personal auto policies (PAPs). If Mary is involved in an auto accident while driving her friend's car, how do the two PAPs coordinate their liability coverage (Part A)?...
Selecting Employee Benefits In today's workplace, employees must manage the demands of their work roles and their family roles. Because of this realization, many employers have added "family-friendly" benefits such as family leave, childcare, elder care, and college savings plans to their employee benefits programs. Although these benefits most directly affect employees with family responsibilities, family-friendly benefits often have spillover effects in the form of loyalty because employees see the benefits as evidence that the organization cares about its people...
1.D Multiple-Choice Exercises 1. The most expensive type of healthcare setting is usually a(n) a) assisted-living community. b) hospice organization. c) respite care facility. acute care facility. 2. OBRA is federal legislation that regulates rehabilitation hospitals. b) long-term care facilities. c) respite care services. d) home health agencies. 3. To ensure that hospitals are in compliance with federal regulations, they are surveyed by the a) Joint Commission at least every year. b) Joint Commission at least once every 3 years....
A homeowners' policy will typically pay up to $500 per plant that is damaged by a covered peril. This is an example of: an aggregate dollar limit an open perils dollar limit C. a specific dollar limit a mixed dollar limit none of the above e. You purchase an annuity for which you will make one payment of $15,000 on your 50 birthday. The annuity will start paying you $400 a month on your 67" birthday until you die. What...