Look at the following balance sheet and determine what type of financial intermediary it belongs to:...
Look at the following balance sheet and determine what type of financial intermediary it belongs to:
|
ASSETS |
LIABILITIES |
||
|
Cash & Equivalents |
5.0% |
Demand Deposits |
29.4% |
|
Mortgage-Backed Securities |
11.7% |
Time/Other Deposits |
46.5% |
|
Loans |
79.0% |
Federal Fund Deposits & Repos |
7.5% |
|
Mortgages |
27.5% |
Debt |
5.8% |
|
Consumer Loans |
14.1% |
||
|
Business Loans |
35.5% |
||
|
Other, Net |
1.6% |
Equity |
10.8% |
|
Other Assets |
4.3% |
||
|
TOTAL ASSETS |
100% |
TOTAL LIABILITIES & EQUITY |
100% |
| Commercial Bank |
| Thrift |
| Credit Union |
| Insurance Company |
| Securities Firm |
Homework Answers
Correct option is > Commercial Bank
The asset is composed of distinct types of loans like consumer loan, mortgages, business loan etc… and Liability has demand deposits and times deposits which is typical representation of commercial banks due to its diverse asset and liability components.
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Look at the following balance sheet and determine what type of
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Megalopolis Bank has the following balance sheet and income statement. For Megalopolis, calculate: Return on...
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statement.
For Megalopolis, calculate:
Return on equity
Return on assets
Asset utilization
Equity multiplier
Profit margin
Interest expense ratio
Provision for loan loss ratio
Noninterest expense ratio
Tax ratio
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Dudley Bank has the following balance sheet and income statement. page 412 Income Statement Interest on...
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statement.
page 412
Income Statement
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Interest on repurchase agreements 143
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Interest on deposits in banks 60
Total interest income $8,623
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Interest on debentures 1,140
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Net interest income $4,465
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Noninterest income. 950
Noninterest expenses 1,720
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The following entries (in millions of dollars) are from the balance sheet of Rivendell National Bank (RNB) $34 U.S. Treasury bills Demand deposits Mortgage backed securities Loans from other banks C&I loans Discount loans NOW accounts Savings accounts Reserve deposits with Federal Reserve Cash items in the process of collection Municipal bonds Bank building If RNB's assets have an average duration of three years and its liabilities have an average duration of two years, what is RNB's duration gap? Duration...
Question 4 (30 points) The following entries (in millions of dollars) are from the balance sheet of Taxon National Bank (TNB) in 2018: $40 Municipal bonds 60 Bank building Real estate loans 30 U.S. Treasury bills 50 Demand deposits 70 Mortgage-backed securities 80 Negotiable Order of Withdrawal 90 Savings accounts 20 Reserve deposits with Federal Reserve 50 Cash items in the process of collection 30 Loans from other banks 70 Commercial & industrial loans 100 Discount loans 30 Long-term bonds...
Megalopolis Bank has the following balance sheet and income
statement.
For Megalopolis, calculate:
Return on equity
Return on assets
Asset utilization
Equity multiplier
Profit margin
Interest expense ratio
Provision for loan loss ratio
Noninterest expense ratio
Tax ratio
Balance Sheet (in millions) Assets Liabilities and Equity Cash and due Demand from banks $ 9,000 deposits $ 19,000 Investment securities 23,000 NOW accounts 89,000 Repurchase agreements 42,000 Retail CDs 28,000 Loans 90,000 Debentures 19,000 Fixed assets 15,000 Total liabilities $155,000...
Dudley Bank has the following balance sheet and income
statement.
page 412
Income Statement
Interest on fees and loans $6,715
Interest on repurchase agreements 143
Interest on other investment securities 1,705
Interest on deposits in banks 60
Total interest income $8,623
Interest on deposits 3,018
Interest on debentures 1,140
Total interest expense $4,158
Net interest income $4,465
Provision for loan losses 200
Noninterest income. 950
Noninterest expenses 1,720
Income before taxes $3,495
Taxes 1,220
Net income 2275. For Dudley Bank,...
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