Question

In general, why do regulators concern themselves with consumer protection issues?

	1) to prevent discrimination in lending
	2) to encourage community development
	3) to support housing finance
	4) to help fight crime
	5) all of the above

What was the overall theme of U.S. banking regulation changes in the 1980s and 1990s?

	1) bank deregulation
	2) tightening of banking regulation
	3) prohibition of interstate banking
	4) tightening of limits on interest that could be paid by banks

Answer 1

For first question correct answer will be option 5 i.e., all of the above,

For the second question correct answer will be option 2 tightening of the banking regulations. After 1970 of de-regulations in 1980 and 1990s theme of banking regulation was tightening.