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Based on this information, recommend to him a financial instrument for investment that is most suitable to his needs and explain its suitability

Your friend has no investment experience. After completing his studies in investment related courses, he would like to invest into the financial exchanges in Malaysia. Due to having no real investment experience, he prefers the certainty. Hence, he would not mind on receiving low levels of return at the beginning of the holding period of that instrument. With his investment knowledge plus determination, he is confident that within a holding period of no longer than ONE (1) year, the stock market in Malaysia would enter into a bull run. He would then be ready and able to bear higher risk and achieve his investment goal in making higher capital gains. 

Based on  this information, recommend to him a financial instrument for investment that is most suitable to his needs and explain its suitability. (13 marks)

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