Personal Finances. The following exercises involve analyses of your personal income and expenses. We suggest that students be allowed to fictionalize their data, if they wish.
Prorated Expenditures. Make a list of all the major expenses you have each year that you do not pay on a monthly basis, such as college expenses, holiday expenses, and vacation expenses. For each item, estimate the amount you spend in a year, and then determine the prorated amount that you should use when you determine your monthly budget.
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