For the following exercises, use the incremental development methodology to implement th...

For the following exercises, use the incremental development methodology to implement the program. For each exercise, identify the program tasks, create a design document with class descriptions, and draw the program diagram. Map out the development steps at the start. Present any design alternatives and justify your selection. Be sure to perform adequate testing at the end of each development step.

Write a personal finance manager program that maintains information on your bank accounts. Incorporate these rules:

• For the savings accounts, you can make a maximum of three withdrawals in a month without incurring a fee. The bank charges $1.00 for every withdrawal after the third.

• For the checking accounts, the bank charges $0.50 for every check you write for the first 20 checks (i.e., withdrawals) in a month. After that, there will be no charge.

You should be able to open and save account information to a file. You should be able to list all transactions of a given account or of all accounts. Include appropriate menus to select the options supported by the program. Consider using the Date class to record the date of transactions. The Date class is from the java.util package. Please refer to a java.util reference manual for information on this class.