Determine which of the following passages are arguments. For those that are, identify the conclusion. For those that are not, determine the kind of nonargument.
No business concern wants to sell on credit to a customer who will prove unable or unwilling to pay his or her account. Consequently, most business organizations include a credit department which must reach a decision on the credit worthiness of each prospective customer.
( Walter B. Meigs and Robert F. Meigs, Accounting)
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