Table 3.3 shows the December 31, 2015 pro forma balance sheet and income statements for...

Table 3.3 shows the December 31, 2015 pro forma balance sheet and income statements for R&E Supplies, Inc. The pro-forma balance sheet shows that R&E Supplies will need external funding from the bank of $1.4 million. However, they show almost $1.3 million in cash and short-term securities. Why are they talking to the bank for such a large amount when they have most of this sum in their cash account?