The current and future issues relating to social security is mainly related to the changing demographics in the USA. It should be noted that social security is meant to be ‘pay-as-you-go’ and hence each generation of workers has to pay for the benefits of the current set of retirees. These factors, in combination, have created a funding issue for the social security program in the country. Thus an uncertain future for social security is looming in front of us. Excess cash reserves of the social security fund will burn out and hence benefit cuts will be a reality.
To correct the social security issue worker-to-beneficiary ratio has to be increased. Also millennials and Gen Xers will have to find ways to broaden their income channels during their retirement period. The Congress and the government should put more focus and emphasis on tax-advantaged investment tools that can be used by the millennials for the purpose of financially securing their retirement.
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please at least 100 words 1. What are the current and future issues relating to social...
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