Question

1. Looking at 6/30/17 data, what are the two largest line items in Assets and Liabilities, and how much?

2. What do you think the beginning Allowance for Loan Losses was prior to June 30, 2017

3. How much are the Primary Reserves of the bank?
4. How much are the Secondary Reserves of the bank?

4. 
   Balance Sheet (As-reported) As Of Date Source Document Currency Code (in thousands) 06/17 Q 6/30/2017 6/30/2017 10-Q USD Assets Cash and due from banks Interest-bearing deposits in other banks Trading securities, at fair value Securities available-for-sale, at fair value Securities held-to-maturity, at amortized cost Federal Home Loan Bank ("FHLB") and Federal Reserve Bar Loans Allowance for loan losses Net loans Other real estate owned ("OREO"). Premises, furniture, and equipment, net Investment in bank-owned life insurance ("BOLI") Goodwill and other intangible assets Accrued interest receivable and other assets Total assets Liabilities Noninterest-bearing deposits Interest-bearing deposits Total deposits Borrowed funds 181,171 103,181 19,545 1,908,248 17,353 66,333 10,232,159 (92,371) 10,139,788 26,493 135,745 278,353 752,413 340,517 13,969,140 3,525,905 7,473,815 10,999,720 639,333
   

Answer 1

The largest line item in Liabilitiess are:
1.Interest bearing deposits	$7,473,815
2.Borrowed funds	$639,333

The begining allowance for loan losses depends on the pre tax net income

however it would be approximately $93112.65

Cash & due from banks and interest -bearing deposits in other banks are the primary reserves from banks

Securities available for sale & securities held to maturity are seconday reserves from bank