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emy The financial statements for THE Bank are shown below: Balance Sheet THE Bank Assets Liabilities...
The financial statements for MHM Bank (MHM) are shown below: Balance Sheet MHM Bank Assets Liabilities...
The financial statements for MHM Bank (MHM) are shown below: Balance Sheet MHM Bank Assets Liabilities and Equity Cash and due from banks $ 2,070 Demand deposits $ 10,770 Demand deposits at other FIs 2,600 Small time deposits 10,500 Investments 6,370 Jumbo CDs 7,820 Federal funds sold 3,140 Federal funds purchased 620 Loans (less reserve for loan losses of 3,900) 20,350 Other liabilities 3,800 Premises 2,420 Equity 3,440 Total assets $ 36,950 Total liabilities/equity $ 36,950 Income Statement MHM Bank...
The financial statements for First National Bank (FNB) are shown below: Balance Sheet First Na...
The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National Bank Assets Liabilities and Equity Cash $ 520 Demand deposits $ 5,390 Demand deposits from other FIs 1,700 Small time deposits 11,200 Investments 4,400 Jumbo CDs 3,550 Federal funds sold 2,235 Federal funds purchased 2,600 Loans 16,225 Equity 2,550 Reserve for loan losses (1,825 ) Premises 2,035 Total assets $ 25,290 Total liabilities/equity $ 25,290 Income Statement First National Bank Interest income $ 2,950 Interest...
Balance Sheet MHM Bank Assets Liabilities and Equity Cash and due from banks $ 2,030 Demand...
Balance Sheet MHM Bank Assets Liabilities and Equity Cash and due from banks $ 2,030 Demand deposits Demand deposits at other PIS 2,200 Small time deposits Investments 6,300 Jumbo CDs Federal funds sold 3,100 Federal funds purchased Loans (less reserve for loan losses of 3,500) 20,270 Other liabilities Premises 2,380 Equity Total assets $36,280 Total liabilities/equity $10,730 10, 460 7,780 580 3,330 3,400 $36,280 Income Statement MHM Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense...
Financial Statements
The financial statements for First National Bank (FNB) are shown below: Balance Sheet First National BankAssetsLiabilities and EquityCash$590Demand deposits$6,470Demand deposits from other FIs2,050Small time deposits10,400Investments4,750Jumbo CDs3,900Federal funds sold2,445Federal funds purchased2,950Loans16,925Equity2,900Reserve for loan losses(2,525)Premises2,385Total assets$26,620Total liabilities/equity$26,620 Income Statement First National BankInterest income$3,300Interest expense2,210Provision for loan losses320Noninterest income280Noninterest expense560Taxes60a. Calculate the dollar value of FNB’s earning assets.b. Calculate FNB’s ROA. (Round your answer to 2 decimal places. (e.g., 32.16))c. Calculate FNB’s asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16))d. Calculate FNB’s spread. (Round your answer to 2...
Finance Statement
The financial statements for MHM Bank (MHM) are shown below: Balance Sheet MHM BankAssetsLiabilities and EquityCash and due from banks$2,050Demand deposits$10,750Demand deposits at other FIs2,400Small time deposits10,480Investments6,340Jumbo CDs7,800Federal funds sold3,120Federal funds purchased600Loans (less reserve for loan losses of 3,700)20,320Other liabilities3,580Premises2,400Equity3,420Total assets$36,630Total liabilities/equity$36,630 Income Statement MHM BankInterest income$4,318Interest expense2,284Provision for loan losses1,400Noninterest income830Noninterest expense1,105Taxes365a. Calculate the dollar value of MHM’s earning assets.b. Calculate the dollar value of MHM’s interest-bearing liabilities.c. Calculate MHM’s spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))d. Calculate...
The bank balance sheet below lists the categories of assets and liabilities, along with the total...
The bank balance sheet below lists the categories of assets and liabilities, along with the total amount of each category, and the amount in each category that is "interest rate sensitive" or repriced within one year. Calculate the existing Dollar Gap for the bank. Next, calculate the effect (change) on this bank's Net Interest Income if interest rates fall or decrease by 1 percentage point or 100 bp. "%" denotes either the current interest rate earned earned or paid on...
A bank having the balance sheet shown below has reported a Net Income of $19. Calculate...
A bank having the balance sheet shown below has reported a Net Income of $19. Calculate the ROA for this bank. Liabilities and Equity Assets Amount Amount Cash Non-interest deposits 150 Securities 300 NOW checking 150 Loans, net 570 MMDA 300 Fed funds sold CDs 170 Non-earning assets 50 Fed Funds purchased 150 $1,000 Equity 80 $1,000 A. None of the other responses are correct. B.2.18% C.2.07% D. 23.75% O E. 1.90%
The financial statements for First National Bank (FNB) are shown below: $ Balance Sheet First National...
The financial statements for First National Bank (FNB) are shown below: a. Calculate the dollar value of FNB's earning assets. b. Calculate FNB'S ROA. (Round your answer to 2 decimal places. (e.g., 32.16)) c. Calculate FNB's asset utilization ratio. (Round your answer to 2 decimal places. (e.g., 32.16)) d. Calculate FNB's spread. (Round your answer to 2 decimal places. (e.g., 32.16))
4.4. Gotbucks Bank, Inc. (in $millions) Assets Liabilities and Equity $ 41 Core deposits Cash Federal...
4.4.
Gotbucks Bank, Inc. (in $millions) Assets Liabilities and Equity $ 41 Core deposits Cash Federal funds Loans (floating) 31 Federal funds 61 116 Euro CDs Loans (fixed) 76 Equity 17 Total assets S 264 Total liabilities and equity S 264 Notes to the balance sheet: Currently, the fed funds rate is 9.6 percent. Variable-rate loans are priced at 2 percent over LIBOR (currently at 10 percent). Fixed-rate loans are selling at par and have five-year maturities with 11 percent...
Following data pertains to Castle State Bank. Balance Sheet: Cash 95.068 (80% of cash assets earn interest)
Following data pertains to Castle State Bank. Balance Sheet: Cash 95.068 (80% of cash assets earn interest), Securities 619.293, Net loans 1194.955, Net premises 292.677; Deposits 1093.196 (60% of deposits are interest-bearing), Non-deposit borrowings 798.932, Common stock $10.655, Surplus $125.167; Income Statement: Interest Income 401.407, Interest expense 189.34, Noninterest income 48.77, Noninterest expense 96.14, Provision for loan losses 59.823, Securities gains (losses if negative) -4.67, Taxes 42.459. What is Castle State Bank's earnings spread? Decimalize your answer, round to four...
Balance Sheet MHM Bank Assets Liabilities and Equity Cash and due from banks $ 2,030 Demand deposits Demand deposits at other PIS 2,200 Small time deposits Investments 6,300 Jumbo CDs Federal funds sold 3,100 Federal funds purchased Loans (less reserve for loan losses of 3,500) 20,270 Other liabilities Premises 2,380 Equity Total assets $36,280 Total liabilities/equity $10,730 10, 460 7,780 580 3,330 3,400 $36,280 Income Statement MHM Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense...
A bank having the balance sheet shown below has reported a Net Income of $19. Calculate the ROA for this bank. Liabilities and Equity Assets Amount Amount Cash Non-interest deposits 150 Securities 300 NOW checking 150 Loans, net 570 MMDA 300 Fed funds sold CDs 170 Non-earning assets 50 Fed Funds purchased 150 $1,000 Equity 80 $1,000 A. None of the other responses are correct. B.2.18% C.2.07% D. 23.75% O E. 1.90%
4.4.
Gotbucks Bank, Inc. (in $millions) Assets Liabilities and Equity $ 41 Core deposits Cash Federal funds Loans (floating) 31 Federal funds 61 116 Euro CDs Loans (fixed) 76 Equity 17 Total assets S 264 Total liabilities and equity S 264 Notes to the balance sheet: Currently, the fed funds rate is 9.6 percent. Variable-rate loans are priced at 2 percent over LIBOR (currently at 10 percent). Fixed-rate loans are selling at par and have five-year maturities with 11 percent...
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