Homework Answers
Ans : Option C , saving deposits and small time deposits , large time deposits and short term borrowings.
small banks rely on saving deposits and small time deposits for revenue for their survival
large banks rely on large time deposits and short term borrowings for revenue for their survival
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chp.17: Commercial Bank Operations
As a source of funds, small banks rely more heavily on ,...
The primary source of funds for a commercial bank is: a. loans from other banks b....
The primary source of funds for a commercial bank is: a. loans from other banks b. sale of common stock c. deposits from customers d. none of the above
Multiple Choice: Choose the “best” answer. Please Answer all Money center banks rely more heavily on...
Multiple Choice: Choose the “best” answer. Please Answer all Money center banks rely more heavily on wholesale and borrowed funds as sources of liability funding than do community banks. True False Commercial paper is an alternative (competitive product) for large established companies that otherwise would need a business loan from a commercial bank. True False There is only one regulatory agency for commercial banks in the U.S.. True False 4. Customer deposits are classified on a DI's (depository banks) balance...
Match the following terms to the explanation provided. Hedge Fund Credit Union Commercial Bank Financial services...
Match the following terms to the explanation provided. Hedge Fund Credit Union Commercial Bank Financial services corporation Common Stock US Treasury Bills Bankers' Acceptances Preferred Stock Certificate of Deposit Commercial Paper Bond Mutual Fund A Ownership of a large corporation by another company investor B Investment with a set maturity date offered by commercial bank C Short term debt negotiated among commercial banks D Pooling of sophisticated investor funds to invest contrary to markets E Financial services company providing loans...
49) Which is true regarding sources of commercial bank funds today? A) Nontransaction deposits are much...
49) Which is true regarding sources of commercial bank funds today? A) Nontransaction deposits are much more important than transaction deposits to make up the largest part of commercial banks today, and these nontransaction deposits the assets of commercial banks today B) Equity C) Transaction deposit capital today make up most of the assets of most commercial banks today s are much more important than nontransaction deposits to commercial banks today, and these commercial banks today transaction deposits make up...
1. In the federal funds market, _____.? a. ?banks make loans to the Fed b. ?the...
1. In the federal funds market, _____.? a. ?banks make loans to the Fed b. ?the Fed makes short-term loans to private borrowers c. ?the Fed makes long-term loans to commercial banks d. ?banks make short-term loans to other banks e. ?banks make long-term loans to other banks 2. The table below shows the balance sheet of Countybank. If the required reserve ratio is 10 percent, this bank alone can now increase its lending by _____.? ? Table 14.2 ?...
When a Commercial Bank is facing a temporary deficiency of funds, which is of the following...
When a Commercial Bank is facing a temporary deficiency of funds, which is of the following is NOT a common source of short-term funding? A. Borrowing from the Federal Reserve discount window B. Repurchase agreements C. the Federal Funds markets D. Issuing new long-term debt (Bonds)
How can an investment bank experience a "run"? Because investment banks borrow a.short term in the...
How can an investment bank experience a "run"? Because investment banks borrow a.short term in the repo market, the refusal of lenders to renew their repos is akin to a commercial bank's depositors withdrawing funds. b. short term from commercial banks, they will experience a "run" whenever commercial banks do. c. from the U.S. Treasury, a "run" can happen to an investment bank if the Treasury allows expenditures to exceed tax revenues. d. long term from a variety of lenders,...
14. In recent times, the US economy has come to rely much more heavily on R&D,...
14.
In recent times, the US economy has come to rely much more heavily
on R&D, which is funded by __?
15. A market has 19 firms, 17 of which have 4% market share.
The remaining two have 31% and 1% market share. Calculate the
HHI.
16. which of the below is the best regulatory option for the
government to take with respect to this natural monopoly?
Question 14 In recent times, the U.S. economy has come to rely much...
10. Considering a recession may happen next year. Commercial banks are more conservative in their lending...
10. Considering a recession may happen next year. Commercial banks are more conservative in their lending policies and start holding some excess reserves. Compared to a situation in which banks are not holding excess reserves, the size of the money supply will be A. depending on fiscal policy B. larger C. the same. D. smaller 7. Refer to the table below. The required reserve ratio is 25%. If the First Charter Bank is meeting its reserve requirement and has no...
Which of the following is NOT consistent with tightening of monetary policy? A. A central bank...
Which of the following is NOT consistent with tightening of monetary policy? A. A central bank sells more government securities to banks. B. The country’s foreign currency may increase in value. C. Interest rates fall. D. Bank lending is reduced. E. Open-market operations may reduce banks’ supplies of funds and liquidity in a financial system. Monetary policy is preferred to fiscal policy as a _______ policy instrument because it can be adjusted more _________ than fiscal policy. A. short-term, quickly....
49) Which is true regarding sources of commercial bank funds today? A) Nontransaction deposits are much more important than transaction deposits to make up the largest part of commercial banks today, and these nontransaction deposits the assets of commercial banks today B) Equity C) Transaction deposit capital today make up most of the assets of most commercial banks today s are much more important than nontransaction deposits to commercial banks today, and these commercial banks today transaction deposits make up...
14.
In recent times, the US economy has come to rely much more heavily
on R&D, which is funded by __?
15. A market has 19 firms, 17 of which have 4% market share.
The remaining two have 31% and 1% market share. Calculate the
HHI.
16. which of the below is the best regulatory option for the
government to take with respect to this natural monopoly?
Question 14 In recent times, the U.S. economy has come to rely much...
10. Considering a recession may happen next year. Commercial banks are more conservative in their lending policies and start holding some excess reserves. Compared to a situation in which banks are not holding excess reserves, the size of the money supply will be A. depending on fiscal policy B. larger C. the same. D. smaller 7. Refer to the table below. The required reserve ratio is 25%. If the First Charter Bank is meeting its reserve requirement and has no...
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