Write a 2 page report that describes the Who, What, When, Where, and Why about the Affordable Care Act.
What is the Affordable Care Act (ACA)?
The Affordable Care Act (ACA) is the comprehensive healthcare reform signed into law by President Barack Obama in March 2010. Formally known as the Patient Protection and Affordable Care Act—and simply Obamacare—the law includes a list of health-related provisions intended to extend health-insurance coverage to millions of uninsured Americans.
The Act expanded Medicaid eligibility, created health insurance exchanges, and prevents insurance companies from denying coverage (or charging more) due to pre-existing conditions. It also allows children to remain on their parents' insurance plan until age 26.
The ACA is for anyone not covered by their employers, young adults, children, and individuals who make less than 138% of the poverty line.
Under the ACA, health insurance carriers are required to grant the following provisions for all policyholders.
Regardless of whether a consumer uses the nationwide marketplace or a state-specific exchange, he/she is able to choose one of four individual plans, which are categorized by the rough percentage of medical costscovered by the insurer:
BENEFITS:
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.
Plans must offer dental coverage for children. Dental benefits for adults are optional.
Specific services may vary based on your state’s requirements. You’ll see exactly what each plan offers when you compare plans.
The ACA set out to ensure more Americans were insured regardless of their income or the state of their health. The number of Americans lacking health insurance has dropped by nearly 50% since its inception. The mandate on coverage for preexisting conditions remains in place.
Another goal of the ACA was to make health insurance more affordable for more people. According to data from the New York Times, 85% of the 7.3 million Americans who signed up for insurance during the first enrollment period received subsidies to decrease their costs. Premiums differ based on the number of insurance providers in each state. States with more options typically have lower premiums as insurance companies fight for their share of the market. The ACA has also been beneficial to the health insurance industry, which has seen significant growth in new clients since its introduction.
The number of people on Obamacare has grown significantly since the legislation first passed. Prior to the ACA being enacted, 48 million Americans were without health insurance. As of 2016, that number had shrunk to 28.6 million, or 9% of the American public. Nearly 11.8 millionAmericans signed up for Obamacare for 2018, despite a shorter sign-up window.
Write a 2 page report that describes the Who, What, When, Where, and Why about the...
Write a 2 page report that describes the Who, What, When, Where, and Why about the Affordable Care Act.
Write about Linear Programming Applications and use the 5W’s (Who, What, Why When, Where) and the How you plan to apply the Management Science and Analytics topics in your future career paths.
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What was the documentary Obamas Deal about? Why did President Obama push for health care reform from the very start of his presidency? Why did health care reform not pass under President Clinton? Who were the stakeholders in the passing of the Affordable Care Act? Which organizations were for the health care reform and which organizations worked against the reform and why? Who's death made a quick passage of the act impossible and why? What did Obama resort to get...
Write a paragraph about the Affordable Care Act. Explain why it was created (e.g. the problems it is attempting to address), potential issues related to its implementation, and the effects it may have on the provision of health services. Should the private insurance industry do more to support this legislation for the general welfare of the public? Justify your answer. Use in-text citations as appropriate and include a References page at the end.
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