Question

Describe Medicare Part A Hospital Insurance.

Describe Medicare Part B Voluntary medical insurance.

Describe Medicare Part C Medicare Advantage Plans.

Answer 1

MEDICARE PART A

This covers Medicare for inpatient card in the hospital. People aged 65 and above are automatically eligible for it or people residing in US for 5 continuous year.People with disabilities, End stage renal disease,amyotrophic lateral sclerosis are eligible for it before 65 years.

The hospital insurance coverage includes meals,nursing care,semi-private room,medications.Inpatient care received through acute care hospitals, critical access hospital ,rehabilitation care,long term care,mental health care,participating in clinical research study are also included here.

The private room ,private nurses,blood,personal care items are not included this coverage .

MEDICARE PART B

This covers the medical supplies and services needed for treatment. It covers clinical research,ambulatory service,durable medical equipment, mental health (inpatient, outpatient, partial hospitalization)getting second opinion for surgery,limited prescription drugs,out patient services,preventive services.

It is based on federal and state law

MEDICARE PART C

This civers both the Medicare part A and Medicare part B along with extra services.It includes vision test,earing test,health programs ,dental check ups,prescription drugs,screening and lab test,doctor visit,associated services.skilled nursing, home health care services.

It sets its own specific cost.It includes premium, deductible, co-payment,co-insurance.