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The best model in health care for solving the myriad of problems may well be the...

The best model in health care for solving the myriad of problems may well be the most powerful disruptive innovation that America has ever seen; pre-paid group insurance". Do you believe this is a viable solution?

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Pre-paid group insurance is a viable solution it has the following advantages and thus it is a viable option;

Opportunity for obtaining a basic coverage for all without any need evidence of insurability.

lowering of costs, significantly as this is the most important factor in the current healthcare scenario of the USA, in which the cost of healthcare is the highest among all developed countries. This high cost is reducing the access of healthcare for economically weaker sections of the society

Cost-sharing with the employer, thus sharing the burden, thereby improving the access and hence patient outcomes.

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