Question

1. Is it easy to abuse workers' compensation?

2. Why was the Workers’ Compensation name changed from Workmen Compensation?    

3. How do you verify if a claim is Workers’ Compensation?

Answer 1

Workers compensation abuse is very common. Many employees take undue advantage of the act and claim huge amounts. Workers can exaggerate their sickness or injury and make claims as well as enjoy long holidays. Such abuse can be stopped by properly investigating each workers compensation claim, reviewing all the medical reports submitted, talk with medical provider or nurse and clarify workers illness and treatment options.

The name has been changed as the class of workman covered is omitted, and it is now applicable for all employees irrespective of the nature of work done and the number of employees engaged.

A workers compensation is filed when an employee has been injured at the job or workplace and following are the features of workers compensation :

- employee files the claim against employer

- it contains claims asking for medical coverage, wage replacement, medical leaves, paid leaves and other benefits.