Describe workers' compensation and explain why it is important. Also, research NJ worker’s compensation requirements. Summarize your findings.
answer-
Worker's compensation is a program for workers in which they get monetary benefits if they get injured during the course of thier job or employment. It is important because every employer is legally obligated to safeguard its employees at workplace by providing safe working environment. Employers should make sure that their employees are safe, sound and healthy.
Worker's compensation motivates employees to get assurance that if anything happens then they will be compensated. as we study in Maslow's theory that saftey needs are important and motivate people so this same goes to worker's compensation in which it makes worker feel insured and secured.in other words, worker feel that their health and future is secured by this program if any accident or uncertiain event happens.
Findings-
New Jersey law indicates that the requirements are as follows:
extra -New Jersey workers’ comp coverage offers advantages to both employers and employees. For employees, it provides:
For employers, workers’ comp insurance typically covers financial liability and the cost of legal representation.
Failure to carry appropriate workers’ comp insurance for your business can result in penalties that range from administrative fines to criminal charges as severe as fourth-degree felonies.
The financial penalties are up to $5,000 for the first 20 days of noncompliance and up to $5,000 for each 10-day period thereafter. These penalties are delivered in the form of liens against the employer, and prosecution is through seizure of property.
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