Question

Calculate and plot their annual ROA, ROE, returns on sales, and asset turnover over this period

Definition Dollar figures in thousands Santander Bank, N.A. Wilmington, DE December 31, 2015 Santander Bank, N.A. Wilmington,

59,328,490 49,440,710 58,832,570 66.12% 400,816 184,957 15,035,726 659,418 1,256,860 13,325,978 13,325,978 dep depi depdom id

35 Earning assets ernast 36 Long-term assets (5+ y asstlt 37 Average Assets, year-ti asset5 38 Average Assets, quarte asset2

17 FHIB advances othbfhlb 48 Loans and leases held i Inlssale 49 Unused loan commitm ucin 50 Tier 1 (core) risk-basec RBCT1)

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Answer #1

2015 2019

ROA - Surplus/Total Assets 13325977/ 90192245 13680940/84670854

14.77% 16.157%

ROE - Surplus/Total Equity 13325977/ 13325978 13680940/13680941

99.99% 99.99%

Return on sale - Surplus/Total Sale 13325977/ 90192245 13680940/84670854

14.77% 16.157%

Turnover Ratio - Sale/Average Asset 13325977/ 84470289 13680940/81109907

15.77% 16.867%

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