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People’s individual credit scores can affect the interest rates they are given. Do you find that...

People’s individual credit scores can affect the interest rates they are given. Do you find that that is fair?

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Yes, it is fair because people who make loan payments on time and maintain a good credit score are rewarded with lower interest rates. It is an incentive to maintain a good credit score, and thus maintain good personal finance. Although it may seem unfair for some individuals with bad credit scores, it is a good system overall because it rewards good personal financial health.

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