(CO C) A method of providing coverage where the employer assumes risk is
(CO C) A method of providing coverage where the employer assumes risk is
Homework Answers
Underwriting is the systematic technique for evaluating,selecting/rejecting ,classifying and rating risks.The pupose of underwriting is to develop and maintain a profitable book of business for the insurer.it helps in determining what loss exposures will be insured,for what amount of insurance,at what price and under what conditions.
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(CO C) A method of providing coverage where the employer assumes
risk is
Suppose a large employer contrads with an insurer to provide health insurance coverage or workers compensation...
Suppose a large employer contrads with an insurer to provide health insurance coverage or workers compensation coverage for its employees. The employer (the insured) really setf-insures, and the insurer is a third party administrator. Any benefits paid by the insurer to the employees is reimbursed by the employer Theemployer may buy excess coverage, such as coveragefor annual health benefits exceoding $10 milion The insurer and the employer can negotiate the premium for the policy at very low transaction costs. Wo...
A security firm is offered $80,000 in one year for providing CCTV coverage of a property....
A security firm is offered $80,000 in one year for providing CCTV coverage of a property. The cost of providing this coverage to the security firm is $74,000, payable now, and the interest rate is 8.5%. Should the firm take the contract? O A. No, since net present value (NPV) is negative O B. Yes, since net present value (NPV) is negative. O C. Yes, since net present value (NPV) is positive. O D. It does not matter whether the...
The TCJA: a. Eliminates employer deductions for the cost of providing qualified employee transportation fringe benefits:...
The TCJA: a. Eliminates employer deductions for the cost of providing qualified employee transportation fringe benefits: parking allowances, mass transit passes and van pooling, b. Retains fully taxable treatment for employees who receive qualified transportation fringe benefits, c. Makes no changes to the deductibility of business interest expense, d. Creates a new tax free employee benefit of up to $250 per month for employer paid bicycle commuting allowances.
If an employer chooses a per diem method of substantiation for travel expenses, a. The Regular...
If an employer chooses a per diem method of substantiation for travel expenses, a. The Regular Federal Rate method allows employees the same per diem rate no matter where they travel in the United States. b. Actual expense records substantiating the business reason for the trip and the dates of arrival and departure are not required. c. The meals and incidental expenses method requires actual cost records to substantiate lodging expenses. d. The employer need not use an accountable plan...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same...
The IRR evaluation method
assumes that cash flows from the project are reinvested at the same
rate equal to the IRR. However, in reality the reinvested cash
flows may not necessarily generate a return equal to the IRR. Thus,
the modified IRR approach makes a more reasonable assumption other
than the project’s IRR.
4. Modified internal rate of return (MIRR) The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the...
The IRR evaluation method assumes that cash flows from the project are reinvested at a rate...
The IRR evaluation method assumes that cash flows from the project are reinvested at a rate equal to the project’s IRR. However, in reality, the reinvested cash flows may not necessarily generate a return equal to the IRR. Thus, using the modified IRR approach, you can make a more reasonable estimate of a project’s rate of return than the project’s IRR can. Consider the following situation: Green Caterpillar Garden Supplies Inc. is analyzing a project that requires an initial investment...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the IRR. However, in reality the reinvested cash flows may not necessarily generate a return equal to the IRR. Thus, the modified IRR approach makes a more reasonable assumption other than the project's IRR. Consider the following situation: Celestial Crane Cosmetics is analyzing a project that requires an initial investment of $500,000. The project's expected cash flows are: Year Year 1...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the IRR. However, in reality the reinvested cash flows may not necessarily generate a return equal to the IRR. Thus, the modified IRR approach makes a more reasonable assumption other than the project's IRR. Consider the following situation: Green Caterpillar Garden Supplies Inc. is analyzing a project that requires an initial investment of $500,000. The project's expected cash flows are: Year...
2.2.79-SS In the year 2008, the average annual cost to employees for employer family health coverage...
2.2.79-SS In the year 2008, the average annual cost to employees for employer family health coverage was approximately $3000. In 2013, that amount was approximately $5000. (a) Write a linear equation expressing the average annual cost to employees y in terms of the number of years x after 2000. (b) What was the average annual cost in 2014? (c) If the trend continues, what will be the first full year in which costs exceed $6500? (a) The linear equation is...
The first method for determining ____ assumes that the work to be performed on the remaining...
The first method for determining ____ assumes that the work to be performed on the remaining portion of the project or work package will be done at the same rate of efficiency as the work performed so far a. forecasted cost at completion b. cumulative actual cost c. cumulative earned value d. cost performance index
Suppose a large employer contrads with an insurer to provide health insurance coverage or workers compensation coverage for its employees. The employer (the insured) really setf-insures, and the insurer is a third party administrator. Any benefits paid by the insurer to the employees is reimbursed by the employer Theemployer may buy excess coverage, such as coveragefor annual health benefits exceoding $10 milion The insurer and the employer can negotiate the premium for the policy at very low transaction costs. Wo...
A security firm is offered $80,000 in one year for providing CCTV coverage of a property. The cost of providing this coverage to the security firm is $74,000, payable now, and the interest rate is 8.5%. Should the firm take the contract? O A. No, since net present value (NPV) is negative O B. Yes, since net present value (NPV) is negative. O C. Yes, since net present value (NPV) is positive. O D. It does not matter whether the...
If an employer chooses a per diem method of substantiation for travel expenses, a. The Regular Federal Rate method allows employees the same per diem rate no matter where they travel in the United States. b. Actual expense records substantiating the business reason for the trip and the dates of arrival and departure are not required. c. The meals and incidental expenses method requires actual cost records to substantiate lodging expenses. d. The employer need not use an accountable plan...
The IRR evaluation method
assumes that cash flows from the project are reinvested at the same
rate equal to the IRR. However, in reality the reinvested cash
flows may not necessarily generate a return equal to the IRR. Thus,
the modified IRR approach makes a more reasonable assumption other
than the project’s IRR.
4. Modified internal rate of return (MIRR) The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the IRR. However, in reality the reinvested cash flows may not necessarily generate a return equal to the IRR. Thus, the modified IRR approach makes a more reasonable assumption other than the project's IRR. Consider the following situation: Celestial Crane Cosmetics is analyzing a project that requires an initial investment of $500,000. The project's expected cash flows are: Year Year 1...
The IRR evaluation method assumes that cash flows from the project are reinvested at the same rate equal to the IRR. However, in reality the reinvested cash flows may not necessarily generate a return equal to the IRR. Thus, the modified IRR approach makes a more reasonable assumption other than the project's IRR. Consider the following situation: Green Caterpillar Garden Supplies Inc. is analyzing a project that requires an initial investment of $500,000. The project's expected cash flows are: Year...
2.2.79-SS In the year 2008, the average annual cost to employees for employer family health coverage was approximately $3000. In 2013, that amount was approximately $5000. (a) Write a linear equation expressing the average annual cost to employees y in terms of the number of years x after 2000. (b) What was the average annual cost in 2014? (c) If the trend continues, what will be the first full year in which costs exceed $6500? (a) The linear equation is...
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