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In addition to the fact that encryption systems like PGP are notoriously difficult to use, and...

In addition to the fact that encryption systems like PGP are notoriously difficult to use, and that encryption doesn't always jive with cloud-based services like webmail, the fact is that most people don't believe that they have secrets that they want to keep from others, or from the government, which would make encryption necessary. How would you explain to a person who is not into security & encryption "for its own sake" (and who isn't totally paranoid) why they would want to have encryption & digital signing in their toolkit of things they can do with their computer?

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