Question

1. Christian and Sarah both graduate from OSU and begin working as financial analysts. They will both work for exactly 40 years and then retire. Both plan to save for retirement, however each goes about it differently. Sarah begins saving $500 per month for eight years, beginning at the end of her first year on the job. Christian wants to travel and buy nice furniture for his house and allows those eight years to pass before he begins saving for retirement (note: he begins saving at the end of the 9th year). He saves $500 per month (for 32 years) until he retires. How much will each have upon retirement, 40 years from now, if they invest their savings in a mutual fund that pays 10% annual interest? 2. Suppose you take out a 30 -year mortgage for $250,000 at an interest rate of 6.8 percent. What is your monthly payment? How much is the total interest you pay over the life of the loan ? Construct an amortization table for the loans using Excel or Calculator. You can use the website www.bankrate.com to verify your answer.

Answer 1

Q1

Sarah's Future Value=FV(10%,32,0,FV(10%/12,12*8,500))=$1,543,217.30

Christian's Future Value=FV(10%/12,12*32,500)=$1,392,562.97

Q2

Loan	250000
Rate	6.80%
Years	30
Monthly payment	$1,629.81
Month	Total Payment	Interest Payment	Principal Payment	Remaining Balance
1	$1,629.81	1416.666667	$213.15	$249,786.85
2	$1,629.81	$1,415.46	$214.35	$249,572.50
3	$1,629.81	$1,414.24	$215.57	$249,356.93
4	$1,629.81	$1,413.02	$216.79	$249,140.14
5	$1,629.81	$1,411.79	$218.02	$248,922.12
6	$1,629.81	$1,410.56	$219.25	$248,702.87
7	$1,629.81	$1,409.32	$220.50	$248,482.37
8	$1,629.81	$1,408.07	$221.75	$248,260.62
9	$1,629.81	$1,406.81	$223.00	$248,037.62
10	$1,629.81	$1,405.55	$224.27	$247,813.36
11	$1,629.81	$1,404.28	$225.54	$247,587.82
12	$1,629.81	$1,403.00	$226.82	$247,361.00
13	$1,629.81	$1,401.71	$228.10	$247,132.90
14	$1,629.81	$1,400.42	$229.39	$246,903.51
15	$1,629.81	$1,399.12	$230.69	$246,672.82
16	$1,629.81	$1,397.81	$232.00	$246,440.82
17	$1,629.81	$1,396.50	$233.32	$246,207.50
18	$1,629.81	$1,395.18	$234.64	$245,972.86
19	$1,629.81	$1,393.85	$235.97	$245,736.90
20	$1,629.81	$1,392.51	$237.30	$245,499.59
21	$1,629.81	$1,391.16	$238.65	$245,260.94
22	$1,629.81	$1,389.81	$240.00	$245,020.94
23	$1,629.81	$1,388.45	$241.36	$244,779.58
24	$1,629.81	$1,387.08	$242.73	$244,536.85
25	$1,629.81	$1,385.71	$244.10	$244,292.75
26	$1,629.81	$1,384.33	$245.49	$244,047.26
27	$1,629.81	$1,382.93	$246.88	$243,800.38
28	$1,629.81	$1,381.54	$248.28	$243,552.11
29	$1,629.81	$1,380.13	$249.68	$243,302.42
30	$1,629.81	$1,378.71	$251.10	$243,051.32
31	$1,629.81	$1,377.29	$252.52	$242,798.80
32	$1,629.81	$1,375.86	$253.95	$242,544.85
33	$1,629.81	$1,374.42	$255.39	$242,289.45
34	$1,629.81	$1,372.97	$256.84	$242,032.62
35	$1,629.81	$1,371.52	$258.29	$241,774.32
36	$1,629.81	$1,370.05	$259.76	$241,514.56
37	$1,629.81	$1,368.58	$261.23	$241,253.33
38	$1,629.81	$1,367.10	$262.71	$240,990.62
39	$1,629.81	$1,365.61	$264.20	$240,726.42
40	$1,629.81	$1,364.12	$265.70	$240,460.72
41	$1,629.81	$1,362.61	$267.20	$240,193.52
42	$1,629.81	$1,361.10	$268.72	$239,924.81
43	$1,629.81	$1,359.57	$270.24	$239,654.57
44	$1,629.81	$1,358.04	$271.77	$239,382.80
45	$1,629.81	$1,356.50	$273.31	$239,109.49
46	$1,629.81	$1,354.95	$274.86	$238,834.63
47	$1,629.81	$1,353.40	$276.42	$238,558.21
48	$1,629.81	$1,351.83	$277.98	$238,280.23
49	$1,629.81	$1,350.25	$279.56	$238,000.67
50	$1,629.81	$1,348.67	$281.14	$237,719.53
51	$1,629.81	$1,347.08	$282.74	$237,436.79
52	$1,629.81	$1,345.48	$284.34	$237,152.45
53	$1,629.81	$1,343.86	$285.95	$236,866.50
54	$1,629.81	$1,342.24	$287.57	$236,578.93
55	$1,629.81	$1,340.61	$289.20	$236,289.74
56	$1,629.81	$1,338.98	$290.84	$235,998.90
57	$1,629.81	$1,337.33	$292.49	$235,706.41
58	$1,629.81	$1,335.67	$294.14	$235,412.27
59	$1,629.81	$1,334.00	$295.81	$235,116.46
60	$1,629.81	$1,332.33	$297.49	$234,818.97
61	$1,629.81	$1,330.64	$299.17	$234,519.80
62	$1,629.81	$1,328.95	$300.87	$234,218.93
63	$1,629.81	$1,327.24	$302.57	$233,916.36
64	$1,629.81	$1,325.53	$304.29	$233,612.07
65	$1,629.81	$1,323.80	$306.01	$233,306.06
66	$1,629.81	$1,322.07	$307.75	$232,998.32
67	$1,629.81	$1,320.32	$309.49	$232,688.83
68	$1,629.81	$1,318.57	$311.24	$232,377.58
69	$1,629.81	$1,316.81	$313.01	$232,064.58
70	$1,629.81	$1,315.03	$314.78	$231,749.80
71	$1,629.81	$1,313.25	$316.56	$231,433.23
72	$1,629.81	$1,311.45	$318.36	$231,114.88
73	$1,629.81	$1,309.65	$320.16	$230,794.71
74	$1,629.81	$1,307.84	$321.98	$230,472.74
75	$1,629.81	$1,306.01	$323.80	$230,148.94
76	$1,629.81	$1,304.18	$325.64	$229,823.30
77	$1,629.81	$1,302.33	$327.48	$229,495.82
78	$1,629.81	$1,300.48	$329.34	$229,166.48
79	$1,629.81	$1,298.61	$331.20	$228,835.28
80	$1,629.81	$1,296.73	$333.08	$228,502.20
81	$1,629.81	$1,294.85	$334.97	$228,167.23
82	$1,629.81	$1,292.95	$336.87	$227,830.37
83	$1,629.81	$1,291.04	$338.77	$227,491.59
84	$1,629.81	$1,289.12	$340.69	$227,150.90
85	$1,629.81	$1,287.19	$342.62	$226,808.28
86	$1,629.81	$1,285.25	$344.57	$226,463.71
87	$1,629.81	$1,283.29	$346.52	$226,117.19
88	$1,629.81	$1,281.33	$348.48	$225,768.71
89	$1,629.81	$1,279.36	$350.46	$225,418.25
90	$1,629.81	$1,277.37	$352.44	$225,065.81
91	$1,629.81	$1,275.37	$354.44	$224,711.37
92	$1,629.81	$1,273.36	$356.45	$224,354.92
93	$1,629.81	$1,271.34	$358.47	$223,996.45
94	$1,629.81	$1,269.31	$360.50	$223,635.95
95	$1,629.81	$1,267.27	$362.54	$223,273.41
96	$1,629.81	$1,265.22	$364.60	$222,908.81
97	$1,629.81	$1,263.15	$366.66	$222,542.15
98	$1,629.81	$1,261.07	$368.74	$222,173.41
99	$1,629.81	$1,258.98	$370.83	$221,802.58
100	$1,629.81	$1,256.88	$372.93	$221,429.65
101	$1,629.81	$1,254.77	$375.04	$221,054.60
102	$1,629.81	$1,252.64	$377.17	$220,677.43
103	$1,629.81	$1,250.51	$379.31	$220,298.12
104	$1,629.81	$1,248.36	$381.46	$219,916.67
105	$1,629.81	$1,246.19	$383.62	$219,533.05
106	$1,629.81	$1,244.02	$385.79	$219,147.26
107	$1,629.81	$1,241.83	$387.98	$218,759.28
108	$1,629.81	$1,239.64	$390.18	$218,369.10
109	$1,629.81	$1,237.42	$392.39	$217,976.71
110	$1,629.81	$1,235.20	$394.61	$217,582.10
111	$1,629.81	$1,232.97	$396.85	$217,185.25
112	$1,629.81	$1,230.72	$399.10	$216,786.16
113	$1,629.81	$1,228.45	$401.36	$216,384.80
114	$1,629.81	$1,226.18	$403.63	$215,981.17
115	$1,629.81	$1,223.89	$405.92	$215,575.25
116	$1,629.81	$1,221.59	$408.22	$215,167.03
117	$1,629.81	$1,219.28	$410.53	$214,756.49
118	$1,629.81	$1,216.95	$412.86	$214,343.63
119	$1,629.81	$1,214.61	$415.20	$213,928.43
120	$1,629.81	$1,212.26	$417.55	$213,510.88
121	$1,629.81	$1,209.90	$419.92	$213,090.96
122	$1,629.81	$1,207.52	$422.30	$212,668.67
123	$1,629.81	$1,205.12	$424.69	$212,243.98
124	$1,629.81	$1,202.72	$427.10	$211,816.88
125	$1,629.81	$1,200.30	$429.52	$211,387.36
126	$1,629.81	$1,197.86	$431.95	$210,955.41
127	$1,629.81	$1,195.41	$434.40	$210,521.01
128	$1,629.81	$1,192.95	$436.86	$210,084.15
129	$1,629.81	$1,190.48	$439.34	$209,644.82
130	$1,629.81	$1,187.99	$441.83	$209,202.99
131	$1,629.81	$1,185.48	$444.33	$208,758.66
132	$1,629.81	$1,182.97	$446.85	$208,311.81
133	$1,629.81	$1,180.43	$449.38	$207,862.43
134	$1,629.81	$1,177.89	$451.93	$207,410.51
135	$1,629.81	$1,175.33	$454.49	$206,956.02
136	$1,629.81	$1,172.75	$457.06	$206,498.96
137	$1,629.81	$1,170.16	$459.65	$206,039.31
138	$1,629.81	$1,167.56	$462.26	$205,577.05
139	$1,629.81	$1,164.94	$464.88	$205,112.17
140	$1,629.81	$1,162.30	$467.51	$204,644.66
141	$1,629.81	$1,159.65	$470.16	$204,174.50
142	$1,629.81	$1,156.99	$472.82	$203,701.68
143	$1,629.81	$1,154.31	$475.50	$203,226.18
144	$1,629.81	$1,151.61	$478.20	$202,747.98
145	$1,629.81	$1,148.91	$480.91	$202,267.07
146	$1,629.81	$1,146.18	$483.63	$201,783.44
147	$1,629.81	$1,143.44	$486.37	$201,297.06
148	$1,629.81	$1,140.68	$489.13	$200,807.93
149	$1,629.81	$1,137.91	$491.90	$200,316.03
150	$1,629.81	$1,135.12	$494.69	$199,821.34
151	$1,629.81	$1,132.32	$497.49	$199,323.85
152	$1,629.81	$1,129.50	$500.31	$198,823.54
153	$1,629.81	$1,126.67	$503.15	$198,320.39
154	$1,629.81	$1,123.82	$506.00	$197,814.40
155	$1,629.81	$1,120.95	$508.86	$197,305.53
156	$1,629.81	$1,118.06	$511.75	$196,793.78
157	$1,629.81	$1,115.16	$514.65	$196,279.14
158	$1,629.81	$1,112.25	$517.56	$195,761.57
159	$1,629.81	$1,109.32	$520.50	$195,241.07
160	$1,629.81	$1,106.37	$523.45	$194,717.63
161	$1,629.81	$1,103.40	$526.41	$194,191.21
162	$1,629.81	$1,100.42	$529.40	$193,661.82
163	$1,629.81	$1,097.42	$532.40	$193,129.42
164	$1,629.81	$1,094.40	$535.41	$192,594.01
165	$1,629.81	$1,091.37	$538.45	$192,055.56
166	$1,629.81	$1,088.31	$541.50	$191,514.06
167	$1,629.81	$1,085.25	$544.57	$190,969.50
168	$1,629.81	$1,082.16	$547.65	$190,421.84
169	$1,629.81	$1,079.06	$550.76	$189,871.09
170	$1,629.81	$1,075.94	$553.88	$189,317.21
171	$1,629.81	$1,072.80	$557.02	$188,760.20
172	$1,629.81	$1,069.64	$560.17	$188,200.02
173	$1,629.81	$1,066.47	$563.35	$187,636.68
174	$1,629.81	$1,063.27	$566.54	$187,070.14
175	$1,629.81	$1,060.06	$569.75	$186,500.39
176	$1,629.81	$1,056.84	$572.98	$185,927.41
177	$1,629.81	$1,053.59	$576.22	$185,351.19
178	$1,629.81	$1,050.32	$579.49	$184,771.70
179	$1,629.81	$1,047.04	$582.77	$184,188.93
180	$1,629.81	$1,043.74	$586.08	$183,602.85
181	$1,629.81	$1,040.42	$589.40	$183,013.45
182	$1,629.81	$1,037.08	$592.74	$182,420.72
183	$1,629.81	$1,033.72	$596.10	$181,824.62
184	$1,629.81	$1,030.34	$599.47	$181,225.15
185	$1,629.81	$1,026.94	$602.87	$180,622.28
186	$1,629.81	$1,023.53	$606.29	$180,015.99
187	$1,629.81	$1,020.09	$609.72	$179,406.27
188	$1,629.81	$1,016.64	$613.18	$178,793.09
189	$1,629.81	$1,013.16	$616.65	$178,176.44
190	$1,629.81	$1,009.67	$620.15	$177,556.29
191	$1,629.81	$1,006.15	$623.66	$176,932.63
192	$1,629.81	$1,002.62	$627.19	$176,305.44
193	$1,629.81	$999.06	$630.75	$175,674.69
194	$1,629.81	$995.49	$634.32	$175,040.36
195	$1,629.81	$991.90	$637.92	$174,402.45
196	$1,629.81	$988.28	$641.53	$173,760.91
197	$1,629.81	$984.65	$645.17	$173,115.75
198	$1,629.81	$980.99	$648.82	$172,466.92
199	$1,629.81	$977.31	$652.50	$171,814.42
200	$1,629.81	$973.62	$656.20	$171,158.22
201	$1,629.81	$969.90	$659.92	$170,498.31
202	$1,629.81	$966.16	$663.66	$169,834.65
203	$1,629.81	$962.40	$667.42	$169,167.24
204	$1,629.81	$958.61	$671.20	$168,496.04
205	$1,629.81	$954.81	$675.00	$167,821.04
206	$1,629.81	$950.99	$678.83	$167,142.21
207	$1,629.81	$947.14	$682.67	$166,459.53
208	$1,629.81	$943.27	$686.54	$165,772.99
209	$1,629.81	$939.38	$690.43	$165,082.56
210	$1,629.81	$935.47	$694.35	$164,388.21
211	$1,629.81	$931.53	$698.28	$163,689.93
212	$1,629.81	$927.58	$702.24	$162,987.70
213	$1,629.81	$923.60	$706.22	$162,281.48
214	$1,629.81	$919.60	$710.22	$161,571.26
215	$1,629.81	$915.57	$714.24	$160,857.02
216	$1,629.81	$911.52	$718.29	$160,138.73
217	$1,629.81	$907.45	$722.36	$159,416.37
218	$1,629.81	$903.36	$726.45	$158,689.92
219	$1,629.81	$899.24	$730.57	$157,959.35
220	$1,629.81	$895.10	$734.71	$157,224.64
221	$1,629.81	$890.94	$738.87	$156,485.76
222	$1,629.81	$886.75	$743.06	$155,742.70
223	$1,629.81	$882.54	$747.27	$154,995.43
224	$1,629.81	$878.31	$751.51	$154,243.93
225	$1,629.81	$874.05	$755.76	$153,488.16
226	$1,629.81	$869.77	$760.05	$152,728.12
227	$1,629.81	$865.46	$764.35	$151,963.76
228	$1,629.81	$861.13	$768.68	$151,195.08
229	$1,629.81	$856.77	$773.04	$150,422.04
230	$1,629.81	$852.39	$777.42	$149,644.62
231	$1,629.81	$847.99	$781.83	$148,862.79
232	$1,629.81	$843.56	$786.26	$148,076.53
233	$1,629.81	$839.10	$790.71	$147,285.82
234	$1,629.81	$834.62	$795.19	$146,490.63
235	$1,629.81	$830.11	$799.70	$145,690.93
236	$1,629.81	$825.58	$804.23	$144,886.70
237	$1,629.81	$821.02	$808.79	$144,077.91
238	$1,629.81	$816.44	$813.37	$143,264.54
239	$1,629.81	$811.83	$817.98	$142,446.56
240	$1,629.81	$807.20	$822.62	$141,623.94
241	$1,629.81	$802.54	$827.28	$140,796.66
242	$1,629.81	$797.85	$831.97	$139,964.70
243	$1,629.81	$793.13	$836.68	$139,128.02
244	$1,629.81	$788.39	$841.42	$138,286.60
245	$1,629.81	$783.62	$846.19	$137,440.41
246	$1,629.81	$778.83	$850.98	$136,589.42
247	$1,629.81	$774.01	$855.81	$135,733.62
248	$1,629.81	$769.16	$860.66	$134,872.96
249	$1,629.81	$764.28	$865.53	$134,007.43
250	$1,629.81	$759.38	$870.44	$133,136.99
251	$1,629.81	$754.44	$875.37	$132,261.62
252	$1,629.81	$749.48	$880.33	$131,381.29
253	$1,629.81	$744.49	$885.32	$130,495.97
254	$1,629.81	$739.48	$890.34	$129,605.64
255	$1,629.81	$734.43	$895.38	$128,710.25
256	$1,629.81	$729.36	$900.45	$127,809.80
257	$1,629.81	$724.26	$905.56	$126,904.24
258	$1,629.81	$719.12	$910.69	$125,993.55
259	$1,629.81	$713.96	$915.85	$125,077.70
260	$1,629.81	$708.77	$921.04	$124,156.66
261	$1,629.81	$703.55	$926.26	$123,230.41
262	$1,629.81	$698.31	$931.51	$122,298.90
263	$1,629.81	$693.03	$936.79	$121,362.11
264	$1,629.81	$687.72	$942.09	$120,420.02
265	$1,629.81	$682.38	$947.43	$119,472.59
266	$1,629.81	$677.01	$952.80	$118,519.78
267	$1,629.81	$671.61	$958.20	$117,561.58
268	$1,629.81	$666.18	$963.63	$116,597.95
269	$1,629.81	$660.72	$969.09	$115,628.86
270	$1,629.81	$655.23	$974.58	$114,654.28
271	$1,629.81	$649.71	$980.11	$113,674.17
272	$1,629.81	$644.15	$985.66	$112,688.51
273	$1,629.81	$638.57	$991.24	$111,697.27
274	$1,629.81	$632.95	$996.86	$110,700.41
275	$1,629.81	$627.30	$1,002.51	$109,697.90
276	$1,629.81	$621.62	$1,008.19	$108,689.70
277	$1,629.81	$615.91	$1,013.90	$107,675.80
278	$1,629.81	$610.16	$1,019.65	$106,656.15
279	$1,629.81	$604.38	$1,025.43	$105,630.72
280	$1,629.81	$598.57	$1,031.24	$104,599.48
281	$1,629.81	$592.73	$1,037.08	$103,562.40
282	$1,629.81	$586.85	$1,042.96	$102,519.44
283	$1,629.81	$580.94	$1,048.87	$101,470.57
284	$1,629.81	$575.00	$1,054.81	$100,415.76
285	$1,629.81	$569.02	$1,060.79	$99,354.97
286	$1,629.81	$563.01	$1,066.80	$98,288.17
287	$1,629.81	$556.97	$1,072.85	$97,215.32
288	$1,629.81	$550.89	$1,078.93	$96,136.39
289	$1,629.81	$544.77	$1,085.04	$95,051.35
290	$1,629.81	$538.62	$1,091.19	$93,960.17
291	$1,629.81	$532.44	$1,097.37	$92,862.79
292	$1,629.81	$526.22	$1,103.59	$91,759.20
293	$1,629.81	$519.97	$1,109.84	$90,649.36
294	$1,629.81	$513.68	$1,116.13	$89,533.23
295	$1,629.81	$507.35	$1,122.46	$88,410.77
296	$1,629.81	$500.99	$1,128.82	$87,281.95
297	$1,629.81	$494.60	$1,135.22	$86,146.73
298	$1,629.81	$488.16	$1,141.65	$85,005.09
299	$1,629.81	$481.70	$1,148.12	$83,856.97
300	$1,629.81	$475.19	$1,154.62	$82,702.34
301	$1,629.81	$468.65	$1,161.17	$81,541.18
302	$1,629.81	$462.07	$1,167.75	$80,373.43
303	$1,629.81	$455.45	$1,174.36	$79,199.07
304	$1,629.81	$448.79	$1,181.02	$78,018.05
305	$1,629.81	$442.10	$1,187.71	$76,830.34
306	$1,629.81	$435.37	$1,194.44	$75,635.90
307	$1,629.81	$428.60	$1,201.21	$74,434.69
308	$1,629.81	$421.80	$1,208.02	$73,226.67
309	$1,629.81	$414.95	$1,214.86	$72,011.81
310	$1,629.81	$408.07	$1,221.75	$70,790.06
311	$1,629.81	$401.14	$1,228.67	$69,561.40
312	$1,629.81	$394.18	$1,235.63	$68,325.76
313	$1,629.81	$387.18	$1,242.63	$67,083.13
314	$1,629.81	$380.14	$1,249.68	$65,833.45
315	$1,629.81	$373.06	$1,256.76	$64,576.70
316	$1,629.81	$365.93	$1,263.88	$63,312.82
317	$1,629.81	$358.77	$1,271.04	$62,041.78
318	$1,629.81	$351.57	$1,278.24	$60,763.54
319	$1,629.81	$344.33	$1,285.49	$59,478.05
320	$1,629.81	$337.04	$1,292.77	$58,185.28
321	$1,629.81	$329.72	$1,300.10	$56,885.18
322	$1,629.81	$322.35	$1,307.46	$55,577.72
323	$1,629.81	$314.94	$1,314.87	$54,262.85
324	$1,629.81	$307.49	$1,322.32	$52,940.52
325	$1,629.81	$300.00	$1,329.82	$51,610.71
326	$1,629.81	$292.46	$1,337.35	$50,273.35
327	$1,629.81	$284.88	$1,344.93	$48,928.42
328	$1,629.81	$277.26	$1,352.55	$47,575.87
329	$1,629.81	$269.60	$1,360.22	$46,215.66
330	$1,629.81	$261.89	$1,367.92	$44,847.73
331	$1,629.81	$254.14	$1,375.68	$43,472.06
332	$1,629.81	$246.34	$1,383.47	$42,088.58
333	$1,629.81	$238.50	$1,391.31	$40,697.27
334	$1,629.81	$230.62	$1,399.20	$39,298.08
335	$1,629.81	$222.69	$1,407.12	$37,890.95
336	$1,629.81	$214.72	$1,415.10	$36,475.86
337	$1,629.81	$206.70	$1,423.12	$35,052.74
338	$1,629.81	$198.63	$1,431.18	$33,621.56
339	$1,629.81	$190.52	$1,439.29	$32,182.27
340	$1,629.81	$182.37	$1,447.45	$30,734.82
341	$1,629.81	$174.16	$1,455.65	$29,279.17
342	$1,629.81	$165.92	$1,463.90	$27,815.28
343	$1,629.81	$157.62	$1,472.19	$26,343.08
344	$1,629.81	$149.28	$1,480.54	$24,862.55
345	$1,629.81	$140.89	$1,488.93	$23,373.62
346	$1,629.81	$132.45	$1,497.36	$21,876.26
347	$1,629.81	$123.97	$1,505.85	$20,370.41
348	$1,629.81	$115.43	$1,514.38	$18,856.03
349	$1,629.81	$106.85	$1,522.96	$17,333.07
350	$1,629.81	$98.22	$1,531.59	$15,801.48
351	$1,629.81	$89.54	$1,540.27	$14,261.21
352	$1,629.81	$80.81	$1,549.00	$12,712.21
353	$1,629.81	$72.04	$1,557.78	$11,154.43
354	$1,629.81	$63.21	$1,566.60	$9,587.82
355	$1,629.81	$54.33	$1,575.48	$8,012.34
356	$1,629.81	$45.40	$1,584.41	$6,427.93
357	$1,629.81	$36.42	$1,593.39	$4,834.54
358	$1,629.81	$27.40	$1,602.42	$3,232.13
359	$1,629.81	$18.32	$1,611.50	$1,620.63
360	$1,629.81	$9.18	$1,620.63	$0.00