the following information for key biscayne national bank: (numbers in 00s)
interest income $2,450
interest expense 1,500
total assets 45,000
security gains/losses 21
total liabilities 38,000
taxes paid 16
shares of common stock outstanding 4,000
non interest income 800
noninterest expense 950
provision for loan losses 250
Calculate:
ROE
ROA
NIM net interest margin
EPS earnings per share
Net non interest margin
Net operating margin
the following information for key biscayne national bank: (numbers in 00s) interest income $2,450 interest expense...
Dudley Bank has the following balance sheet and income statement. page 412 Income Statement Interest on fees and loans $6,715 Interest on repurchase agreements 143 Interest on other investment securities 1,705 Interest on deposits in banks 60 Total interest income $8,623 Interest on deposits 3,018 Interest on debentures 1,140 Total interest expense $4,158 Net interest income $4,465 Provision for loan losses 200 Noninterest income. 950 Noninterest expenses 1,720 Income before taxes $3,495 Taxes 1,220 Net income 2275. For Dudley Bank,...
Following data pertains to Castle State Bank. Balance Sheet: Cash 95.499, Securities 593.776, Net loans 1191.255, Net premises 297.786; Deposits 1109.808, Non-deposit borrowings 800.142, Common stock $10.452, Surplus $127.946; Income Statement: Interest Income 398.068, Interest expense 192.289, Noninterest income 51.404, Noninterest expense 95.709, Provision for loan losses 57.858, Securities gains (losses if negative) 11.275, Taxes 48.8. What is Castle State Bank's ROA? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided...
Question 3 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 95.36, Securities 605.341, Net loans 1192.578, Net premises 294.824; Deposits 1104.047, Non-deposit borrowings 810.156, Common stock $10.175, Surplus $124.487; Income Statement: Interest Income 400.463, Interest expense 213.231, Noninterest income 50.826, Noninterest expense 102.457, Provision for loan losses 60.984, Securities gains (losses if negative) 10.774, Taxes 41.905. What is Castle State Bank's ROA? Decimalize your answers, round to four decimals. E.g., if your answer is...
Question 10 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 97.365, Securities 616.917, Net loans 1190.086, Net premises 306.128; Deposits 1104.064, Non-deposit borrowings 788.554, Common stock $10.534, Surplus $124.39; Income Statement: Interest Income 390.424, Interest expense 187.82, Noninterest income 48.494, Noninterest expense 98.056, Provision for loan losses 59.733, Securities gains (losses if negative) 4.887, Taxes 48.836. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is...
Question 6 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 97.842, Securities 614.237, Net loans 1198.761, Net premises 306.325; Deposits 1104.197, Non-deposit borrowings 816.215, Common stock $11.337, Surplus $123.094; Income Statement: Interest Income 405.587, Interest expense 215.856, Noninterest income 48.023, Noninterest expense 103.226, Provision for loan losses 61.933, Securities gains (losses if negative) -4.985, Taxes 43.716. What is Castle State Bank's net noninterest margin? Decimalize your answer, round to four decimals. E.g., if your...
Following data pertains to Castle State Bank Balance Sheet Income Statement Cash $ 100 Interest Income $ 400 Securities Investments $ 600 Interest Expense $ (150) Net Loans $ 1,200 Non-Interest Income $ 50 Net Premises and Equip $ 300 Non-Interest Expense $ (100) Total Assets $ 2,200 Provision for Loan Losses $ (60) Deposits $ 1,100 Pre Tax Net Operating Income $ 140 Non-Deposit Borrowings* $ 800 Securities Gains(Losses) $ (40) Equity Capital $ 300 Taxes $ (45) Total...
Question 4 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 102.27, Securities 589.021, Net loans 1170.021, Net premises 292.613; Deposits 1107.29, Non-deposit borrowings 800.17, Common stock $10.304, Surplus $120.496; Income Statement: Interest Income 397.365, Interest expense 209.479, Noninterest income 48.716, Noninterest expense 96.752, Provision for loan losses 61.691, Securities gains (losses if negative) -0.235, Taxes 48.856. What is Castle State Bank's net interest margin? Decimalize your answer, round to four decimals. E.g., if your...
Question 8 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 101.646, Securities 618.003, Net loans 1224.453, Net premises 307.921; Deposits 1101.064, Non-deposit borrowings 793.112, Common stock $10.422, Surplus $124.297; Income Statement: Interest Income 390.235, Interest expense 186.95, Noninterest income 50.261, Noninterest expense 100.035, Provision for loan losses 62.801, Securities gains (losses if negative) -6.235, Taxes 41.38. What is Castle State Bank's net interest margin? Decimalize your answer, round to four decimals. E.g., if your...
number 17 please help 17. Take the Balance Sheets and Income statements of Mlimani Bank Limited for three years as shown below, for each year compute: A. ROE B. ROA C. Asset Utilization D. Equity Multiplier E. Net interest margin F. Security gain to Asset G. Taxes to Assets H. Net Non-Interest Expenses to Earning Assets I Loan Loss Provision to Earning Assets J. Non Earning Assets to Assets 2013 59,000 27,000 3,000 (6,000) 8,000 15,000 Income statements for Year...
Following data pertains to Castle State Bank. Balance Sheet: Cash 95.068 (80% of cash assets earn interest), Securities 619.293, Net loans 1194.955, Net premises 292.677; Deposits 1093.196 (60% of deposits are interest-bearing), Non-deposit borrowings 798.932, Common stock $10.655, Surplus $125.167; Income Statement: Interest Income 401.407, Interest expense 189.34, Noninterest income 48.77, Noninterest expense 96.14, Provision for loan losses 59.823, Securities gains (losses if negative) -4.67, Taxes 42.459. What is Castle State Bank's earnings spread? Decimalize your answer, round to four...